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Last Updated: 04/18/2025

PNC Bank Business Checking Plus

in Business Checking Accounts from PNC Bank

Last Updated: 04/18/2025

PNC Bank logo
Rating not yet determined2 total votes
2 users recommend

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Highlights

Monthly Service Fee

$0 - $20(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5,000

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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PNC Bank Business Checking Plus Review

PNC Bank Business Checking Plus is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Business Checking Plus is available in 50 states and Washington, DC.

Key Takeaways

  • Earn a $200 Cash Reward. Maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
  • 0% APY. As with most checking accounts, PNC Bank Business Checking Plus does not pay interest.
  • Charges a monthly fee. This account charges a monthly fee of up to $20, but the fee may be waived if you keep a minimum balance of$5,000.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. PNC Bank Business Checking Plus does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in PNC Bank mobile or online banking.

PNC Bank Business Checking Plus Pros & Cons

PNC Bank Business Checking Plus FAQ

Are business checking accounts from PNC Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does PNC Bank Business Checking Plus offer?

PNC Bank Business Checking Plus is not an interest-bearing account.

What are the account minimums for PNC Bank Business Checking Plus?

PNC Bank Business Checking Plus requires a minimum initial deposit of $100 to open an account.

What fees does PNC Bank Business Checking Plus charge?

This account charges a monthly maintenance fee of up to $20.

What features and perks does PNC Bank Business Checking Plus offer?

This account includes the following features:
  • Earn a $200 Cash Reward. Maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - PNC Bank Business Checking Plus monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - PNC Bank Business Checking Plus allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PNC Bank logo

Message from PNC Bank Business Checking Plus

For businesses that handle a high volume of transactions. You do more volume and variety in your transactions, and need the features to match. Get more transactions — plus tools to help you track and manage cash flow.

Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

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Other Business Checking Accounts from PNC Bank

PNC Bank logo
Rating not yet determined

Monthly Service Fee

$0 - $10
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $500

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information
Visit Site

PNC Bank logo

Monthly Service Fee

$25
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

Minimum Average Balance to Avoid Monthly Service Fee

N/A

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

PNC Bank logo

Monthly Service Fee

$0 - $25
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5K

APY (Annual Percentage Yield)

Starting at 0.01%
Disclaimer popup with additional information

PNC Bank logo

Monthly Service Fee

$0 - $5
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $500

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

PNC Bank logo

Monthly Service Fee

$0 - $50
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

Minimum Average Balance to Avoid Monthly Service Fee

N/A

APY (Annual Percentage Yield)

0%
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

PNC Bank Business Checking Plus Community Reviews

Would you recommend PNC Bank Business Checking Plus to your friends?

JG

Josephine G.

Mar 11, 2023

May or may not recommend

PNC Bank's Business Checking Plus account may be a good option for businesses that need to process a high volume of transactions each month and want the convenience of online and mobile banking. However, it's always a good idea to compare rates and features across different banks and financial institutions to find the best option for your specific needs. Additionally, it's important to note that PNC Bank's fees and requirements may ...Show More

RK

Rohma K.

Jan 22, 2023

May or may not recommend

PNC bank is a renowned bank. I opened my checking account with them a month ago. I must say they are super effecient at customer service. I was having a problem with signing in online banking. When i called them The user id was sent by mail the next day. Overall its a agood experience.

Showing 2 of 2 reviews

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