PNC Cash Rewards Visa Signature Business Credit Card

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This is a cashback credit card issued by PNC Bank. If you're wondering whether PNC Cash Rewards Visa Signature Business Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 9 months.
• Signup bonus. Offers a signup bonus of $200 if you spend $3000.
• Competitive APRs. PNC Cash Rewards Visa Signature Business Credit Card has a variable purchase APR that ranges from 10.99% up to 19.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. PNC Cash Rewards Visa Signature Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Does PNC Cash Rewards Visa Signature Business Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

• 1.5% Cash Back Every Purchase

What are the PNC Cash Rewards Visa Signature Business Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for PNC Cash Rewards Visa Signature Business Credit Card?

It has a variable purchase APR that ranges from 10.99% up to 19.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 19.99%. It also has a variable cash advance APR of 21.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for PNC Cash Rewards Visa Signature Business Credit Card?

The following fees apply:

• An overlimit fee of $39.

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does PNC Cash Rewards Visa Signature Business Credit Card report your account activity to credit bureaus?

Yes, PNC Cash Rewards Visa Signature Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PNC Cash Rewards Visa Signature Business Credit Card

• Visit the PNC Cash Rewards Visa Signature Business Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.