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Last Updated: 04/18/2025

PNC points Visa Business Credit Card

in Business Credit Cards from PNC Bank

Last Updated: 04/18/2025

PNC points Visa Business Credit Card logo
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Highlights

Purchase APR (Variable APR)

10.99% - 19.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

10.99% - 19.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

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PNC points Visa Business Credit Card Review

This is a rewards card issued by PNC Bank. If you're wondering whether PNC points Visa Business Credit Card is the right card for you, read on.

Key Takeaways

  • Business credit card with generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 9 months, which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 9 months.
  • APRs: PNC points Visa Business Credit Card has a variable regular purchase APR that ranges from 10.99% up to 19.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. PNC points Visa Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of PNC Points Visa business card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 10.99% up to 19.99% . The card has a variable balance transfer APR that ranges from 10.99% up to 19.99% .
It also has a variable cash advance APR of 21.99%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 9 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 9 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .
  • A returned payment fee of $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

Yes, PNC Points Visa business card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PNC points Visa Business Credit Card logo

Message from PNC Points Visa business card

Reward yourself with the PNC points Visa Business credit card. Earn redeemable points for making every day qualifying purchases. No Annual Fee. There is no limit to the number of points you can earn on qualifying purchases. Choose from a variety of online tools to manage your business credit card activity.

Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

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Other Business Credit Cards from PNC Bank

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Purchase APR

10.99% - 16.99%
Disclaimer popup with additional information

Balance Transfer APR

10.99% - 16.99%
Disclaimer popup with additional information

Annual Fee

$0 - $500

Credit Score Range

650 - 850

300

850

Visit Site

PNC Cash Rewards Visa Signature Business Credit Card logo

Purchase APR

10.99% - 19.99%
Disclaimer popup with additional information

Balance Transfer APR

10.99% - 19.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850


PNC Travel Rewards Visa Business Credit Card logo

Purchase APR

10.99% - 19.99%
Disclaimer popup with additional information

Balance Transfer APR

10.99% - 19.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850


PNC Visa Business Credit Card logo

Purchase APR

9.99% - 19.99%
Disclaimer popup with additional information

Balance Transfer APR

9.99% - 19.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

670 - 750

300

850


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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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