PNC points Visa Business Credit Card Review

Who is PNC points Visa Business Credit Card designed for?

PNC points Visa Business Credit Card is a credit card issued by PNC Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for PNC points Visa Business Credit Card?

PNC points Visa Business Credit Card has a variable purchase APR that ranges from 12.99% up to 21.99% . The card has a variable balance transfer APR that ranges from 12.99% up to 21.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 30.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the PNC points Visa Business Credit Card fees?

The following fees apply to PNC points Visa Business Credit Card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Is there a PNC points Visa Business Credit Card cash back or rewards program?

PNC points Visa Business Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Every Purchase

What are the PNC points Visa Business Credit Card benefits?

PNC points Visa Business Credit Card provides the following benefits:

• Fraud Liability
• Reports to major credit bureaus

Does PNC points Visa Business Credit Card report your account activity to credit bureaus?

PNC points Visa Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for PNC points Visa Business Credit Card

• Visit the PNC Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.