Bridge City Bank Personal Connection Reviews (Jan. 2021) | Checking Accounts

Highlights
Monthly Fee	$5
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0%

Bridge City Bank Personal Connection Review

Bridge City Bank Personal Connection is offered by Bridge City Bank, a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank Personal Connection is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Bridge City Bank Personal Connection does not pay interest.
Charges a monthly fee. This account charges a monthly maintenance fee of $5.
$100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
No minimum initial deposit. There is no minimum balance required to open an account.
No ATM fees. Bridge City Bank Personal Connection does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
Free bill pay. Pay your bills to practically anyone in the United States through Bridge City Bank.
Hard credit pull. Bridge City Bank may require a hard pull on your credit report to open a checking account.

Bridge City Bank Personal Connection Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen	No signup bonus. Does not earn interest Only available in one state. Higher than average wire transfer fees. Monthly service charge.

Bridge City Bank Personal Connection FAQ

Are checking accounts from Bridge City Bank federally insured?

Yes, your Bridge City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18155). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bridge City Bank Personal Connection offer?

Bridge City Bank Personal Connection is not an interest-bearing account.

What are the account minimums for Bridge City Bank Personal Connection?

Bridge City Bank Personal Connection requires a minimum initial deposit of $100 to open an account.

Bridge City Bank Personal Connection Account Minimums
Description	Amount
Minimum Initial Deposit	$100

What fees does Bridge City Bank Personal Connection charge?

This account charges a monthly maintenance fee of $5.

Bridge City Bank Personal Connection Fees
Description
Monthly Fee	$5
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$32
Overdraft Protection Fee (per transfer)	$32
Overdraft Item Fee	$32
Early Account Closure	$25
Returned Deposit Fee (Domestic)	$8
Debit Card Replacement Fee	$5
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	$0
Check Copy	$1
Foreign Transaction Fee (Debit Card)	3%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$65
Wire Transfer Fee - International (Incoming)	$15
Returned Deposit Fee (International)	$8
Wire Transfer Fee - Domestic (Incoming)	$15
ATM Reimbursement Monthly Limit	N/A

What features and perks does Bridge City Bank Personal Connection offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - Bridge City Bank Personal Connection monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Bridge City Bank Personal Connection allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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