First Bank & Trust Co. First Advantage Checking

First Bank & Trust Co. First Advantage Checking Review

First Bank & Trust Co. First Advantage Checking is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank and Trust first advantage checking is available in 1 state across the USA.

Key Takeaways

• Charges a monthly fee. This account charges a monthly service fee of $12, but the fee is waived if you keep a minimum balance of $10,000.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Co..

First Bank and Trust first advantage checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

First Bank and Trust first advantage checking FAQ

Are checking accounts from First Bank & Trust Co. federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27394). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust first advantage checking offer?

First Bank & Trust Co. does not provide interest rate information until a customer applies for a new account.

What are the account minimums for First Bank and Trust first advantage checking?

First Bank and Trust first advantage checking requires a minimum initial deposit of $100 to open an account.

First Bank & Trust Co. First Advantage Checking Minimums

Description
Minimum Opening Deposit	Starting at $100
Minimum Balance to Avoid Monthly Fee	Starting at $10,000

What fees does First Bank and Trust first advantage checking charge?

This account charges a monthly service fee of $12.

First Bank & Trust Co. First Advantage Checking Fees

Description
Monthly Fee	$12
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	Starting at $2
Bank Teller Fee	$0
NSF Fee	$30
Overdraft Item Fee	$27
Returned Deposit Fee (Domestic)	$5
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Incoming)	$25
Wire Transfer Fee - International (Outgoing)	$45
Online Bill Pay Fee	$0
Check Copy	$0.25
Check Cashing Fee	$5
Debit Card Replacement Fee	$5
Early Account Closure	$25

Does First Bank and Trust first advantage checking charge overdraft fees?

Yes, First Bank and Trust first advantage checking charges a $27 fee for every overdraft.

What features and perks does First Bank and Trust first advantage checking offer?

This account includes the following features:

• Fraud monitoring - First Bank and Trust first advantage checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Bank and Trust first advantage checking allows you to manage your money online or with a mobile app.

What is the customer support email for First Bank and Trust first advantage checking?

The customer support email for First Bank and Trust first advantage checking is info@fb247.com.