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First Bank & Trust Co. First Class Checking

in Checking Accounts from First Bank & Trust Co. · Member fdic

Unaffiliated

First Bank & Trust Co. First Class Checking

Unaffiliated

in Checking Accounts from First Bank & Trust Co. · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0 - $8
ATM Fee: Out-of-Network	$2
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

First Bank & Trust Co. First Class Checking Review

First Bank & Trust Co. First Class Checking is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. First Class Checking is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly maintenance fee of up to $8.
$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Free bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Co..
Hard credit pull. First Bank & Trust Co. may require a hard pull on your credit report to open a checking account.

First Bank & Trust Co. First Class Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

First Bank & Trust Co. First Class Checking FAQ

Are checking accounts from First Bank & Trust Co. federally insured?

Yes, your First Bank & Trust Co. checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27394). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank & Trust Co. First Class Checking offer?

First Bank & Trust Co. First Class Checking is not an interest bearing account.

What are the account minimums for First Bank & Trust Co. First Class Checking?

First Bank & Trust Co. First Class Checking requires a minimum initial deposit of $100 to open an account.

First Bank & Trust Co. First Class Checking Account Minimums
Description	Amount
Minimum Opening Deposit	$100

What fees does First Bank & Trust Co. First Class Checking charge?

This account charges a monthly maintenance fee of up to $8.

First Bank & Trust Co. First Class Checking Fees
Description
ATM Fee: In-Network	$0
Bank Teller Fee	$0
Check Cashing Fee	$0
Check Copy	$0.25
Debit Card Replacement Fee	$5
Early Account Closure	$25
Monthly Fee	$0 - $8
NSF Fee	$27
Online Bill Pay Fee	$0
Overdraft Item Fee	$27
Returned Deposit Fee (Domestic)	$5
Stop Payment Fee	$27
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Incoming)	$10
Wire Transfer Fee - International (Outgoing)	$45
ATM Fee: Out-of-Network	$2

What features and perks does First Bank & Trust Co. First Class Checking offer?

This account includes the following features:

Fraud monitoring - First Bank & Trust Co. First Class Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank & Trust Co. First Class Checking allows you to manage your money online.

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