First Bank and Trust easyGROW Checking

First Bank and Trust easyGROW Checking Review

First Bank and Trust easyGROW Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust easyGROW checking is available in 2 states across the USA.

Key Takeaways

• Higher than average APY. First Bank and Trust easyGROW Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
• $0 monthly fee. This account does not charge any monthly account fees.
• $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. First Bank and Trust easyGROW Checking does not charge fees on ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank and Trust mobile or online banking.

First Bank and Trust easyGROW checking Pros & Cons

First Bank and Trust easyGROW checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust easyGROW checking offer?

First Bank and Trust easyGROW checking offers an APY starting at 0.01% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank and Trust easyGROW checking?

First Bank and Trust easyGROW checking requires a minimum initial deposit of $100 to open an account.

What fees does First Bank and Trust easyGROW checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does First Bank and Trust easyGROW checking offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - First Bank and Trust easyGROW checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Bank and Trust easyGROW checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust easyGROW checking?

The customer support email for First Bank and Trust easyGROW checking is info@bankeasy.com.