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  First Bank and Trust easyGROW Checking
First Bank and Trust easyGROW Checking Unaffiliated

First Bank and Trust easyGROW Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 0.25%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

First Bank and Trust easyGROW Checking Review

First Bank and Trust easyGROW Checking is offered by First Bank and Trust, founded in 1925 and based in Brookings, SD. First Bank and Trust easyGROW Checking is available in 2 states across the USA.

Key Takeaways
  • Higher than average APY. First Bank and Trust easyGROW Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
First Bank and Trust easyGROW checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 2 states.
First Bank and Trust easyGROW checking FAQ

Are checking accounts from First Bank and Trust federally insured?

No, your First Bank and Trust checking accounts are not insured by a federal insurance agency. This means that if First Bank and Trust were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does First Bank and Trust easyGROW checking offer?

First Bank and Trust easyGROW checking offers an APY starting at 0.01% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

First Bank and Trust easyGROW checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.25%

What are the account minimums for First Bank and Trust easyGROW checking?

First Bank and Trust easyGROW checking requires a minimum initial deposit of $100 to open an account.

First Bank and Trust easyGROW Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does First Bank and Trust easyGROW checking charge?

This account charges a monthly service fee of $0.

First Bank and Trust easyGROW Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network Starting at $0

What features and perks does First Bank and Trust easyGROW checking offer?

This account includes the following features:

What is the customer support email for First Bank and Trust easyGROW checking?

The customer support email for First Bank and Trust easyGROW checking is info@bankeasy.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Bank and Trust

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

easyGROW Checking, A FREE account that rewards you with interest and ATM fee refunds when three qualifications are met each cycle. Competitive interest rates, No monthly service charge, No minimum balance, Automatic ATM Fee Refunds Worldwide, Visa® Debit card, Digital Banking services, Free Mobile Deposit, Overdraft Protection, Open with as little as $100.

Availability

  Available in 2 states
  • Minnesota
  • South Dakota

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network Starting at $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01% - 0.25%

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