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  First Bank and Trust easyGROW Checking
First Bank and Trust easyGROW Checking
in Checking Accounts from First Bank and Trust · Member FDIC
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First Bank and Trust easyGROW Checking

Unaffiliated
in Checking Accounts from First Bank and Trust · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 0.25%
(Verified 08/04/2023)
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $0

First Bank and Trust easyGROW Checking Review

First Bank and Trust easyGROW Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust easyGROW checking is available in 2 states across the USA.

Key Takeaways

  • Higher than average APY. First Bank and Trust easyGROW Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. First Bank and Trust easyGROW Checking does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank and Trust mobile or online banking.

First Bank and Trust easyGROW checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Only available in 2 states.

First Bank and Trust easyGROW checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust easyGROW checking offer?

First Bank and Trust easyGROW checking offers an APY starting at 0.01% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

First Bank and Trust easyGROW checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.25%

What are the account minimums for First Bank and Trust easyGROW checking?

First Bank and Trust easyGROW checking requires a minimum initial deposit of $100 to open an account.

First Bank and Trust easyGROW Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does First Bank and Trust easyGROW checking charge?

The good news is that this account does not have a monthly Service Charge.

First Bank and Trust easyGROW Checking Fees
Description
Monthly Maintenance Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0

What features and perks does First Bank and Trust easyGROW checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - First Bank and Trust easyGROW checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust easyGROW checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust easyGROW checking?

The customer support email for First Bank and Trust easyGROW checking is info@bankeasy.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Bank and Trust easyGROW checking

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

easyGROW Checking, A FREE account that rewards you with interest and ATM fee refunds when three qualifications are met each cycle. Competitive interest rates, No monthly service charge, No minimum balance, Automatic ATM Fee Refunds Worldwide, Visa® Debit card, Digital Banking services, Free Mobile Deposit, Overdraft Protection, Open with as little as $100.

Other Checking Accounts by First Bank and Trust

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Availability

  Available in 2 states
  • Minnesota
  • South Dakota

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Maintenance Fee $0
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01% - 0.25%
(Verified 08/04/2023)

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