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  First Bank and Trust easyGROW Checking

First Bank and Trust easyGROW Checking

in Checking Accounts from First Bank and Trust · fdic

Unaffiliated

First Bank and Trust easyGROW Checking

Unaffiliated

in Checking Accounts from First Bank and Trust · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0.01% - 0.25%

First Bank and Trust easyGROW Checking Review

First Bank and Trust easyGROW Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust easyGROW Checking is available in 2 states across the USA.

Key Takeaways
  • Higher than average APY. First Bank and Trust easyGROW Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. First Bank and Trust easyGROW Checking does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust.
First Bank and Trust easyGROW checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 2 states.
First Bank and Trust easyGROW checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, your First Bank and Trust checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust easyGROW checking offer?

First Bank and Trust easyGROW checking offers an APY starting at 0.01% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

First Bank and Trust easyGROW checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.25%

What are the account minimums for First Bank and Trust easyGROW checking?

First Bank and Trust easyGROW checking requires a minimum initial deposit of $100 to open an account.

First Bank and Trust easyGROW Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does First Bank and Trust easyGROW checking charge?

The good news is that this account does not have a monthly Service Charge.

First Bank and Trust easyGROW Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0

Does First Bank and Trust easyGROW checking charge overdraft fees?

What features and perks does First Bank and Trust easyGROW checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - First Bank and Trust easyGROW checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust easyGROW checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust easyGROW checking?

The customer support email for First Bank and Trust easyGROW checking is info@bankeasy.com.

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Message From First Bank and Trust easyGROW Checking

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

easyGROW Checking, A FREE account that rewards you with interest and ATM fee refunds when three qualifications are met each cycle. Competitive interest rates, No monthly service charge, No minimum balance, Automatic ATM Fee Refunds Worldwide, Visa® Debit card, Digital Banking services, Free Mobile Deposit, Overdraft Protection, Open with as little as $100.

Availability

  Available in 2 states
  • Minnesota
  • South Dakota

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01% - 0.25%

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