Last Updated: 01/21/2026
First Bank and Trust Real Deal Checking
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
$50(Verified 06/21/2024)
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 01/21/2026)
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First Bank and Trust Real Deal Checking Review
The First Bank and Trust Real Deal Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust Real Deal Checking is available in 2 states.
Key Takeaways
- $50 Bonus offer. Open a new account and you can get up to $50 (see terms and conditions for more details).
- 0% APY. As with most checking accounts, First Bank and Trust Real Deal Checking does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. First Bank and Trust Real Deal Checking does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank and Trust mobile or online banking.
First Bank and Trust Real Deal Checking Pros & Cons
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First Bank and Trust Real Deal Checking FAQ
Are checking accounts from First Bank and Trust federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Bank and Trust Real Deal Checking offer?
First Bank and Trust Real Deal Checking is not an interest-bearing account.
What are the account minimums for First Bank and Trust Real Deal Checking?
First Bank and Trust Real Deal Checking requires a minimum initial deposit of $50.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does First Bank and Trust Real Deal Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bank Teller Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Cashing Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does First Bank and Trust Real Deal Checking offer?
This account includes the following features:
- $50 Bonus offer. Open a new account and you can get between $50 up to $50 (see terms and conditions for more details).
- ATM rebates - This account will reimburse you for domestic ATM fees .
- Fraud monitoring - First Bank and Trust Real Deal Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Bank and Trust Real Deal Checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Bank and Trust Real Deal Checking?
The customer support email for First Bank and Trust Real Deal Checking is info@bankeasy.com.
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Message from First Bank and Trust Real Deal Checking
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM