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  First Bank and Trust Real Deal Checking
First Bank and Trust Real Deal Checking
in Checking Accounts from First Bank and Trust · Member FDIC
Unaffiliated

First Bank and Trust Real Deal Checking

Unaffiliated
in Checking Accounts from First Bank and Trust · Member FDIC
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1 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

First Bank and Trust Real Deal Checking Review

First Bank and Trust Real Deal Checking is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust Real Deal Checking are available in 2 states across the USA.

Key Takeaways

  • $50 Bonus offer. Open a new account and you can get up to $50 (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, First Bank and Trust Real Deal Checking does not pay interest.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No ATM fees. First Bank and Trust Real Deal Checking does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank and Trust.

First Bank and Trust Real Deal Checking Pros & Cons

Pros Cons
  • Offers a $50 bonus offer.
  • Access to physical branches.
  • Free debit card
  • Does not earn interest
  • Only available in 2 states.

First Bank and Trust Real Deal Checking FAQ

Are checking accounts from First Bank and Trust federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Real Deal Checking offer?

First Bank and Trust Real Deal Checking is not an interest-bearing account.

What are the account minimums for First Bank and Trust Real Deal Checking?

First Bank and Trust Real Deal Checking requires a minimum initial deposit of $50 to open an account.

First Bank and Trust Real Deal Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does First Bank and Trust Real Deal Checking charge?

The good news is that this account does not have a monthly Service Charge.

First Bank and Trust Real Deal Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0

What features and perks does First Bank and Trust Real Deal Checking offer?

This account includes the following features:

  • $50 Bonus offer. Open a new account and you can get between $50 up to $50 (see terms and conditions for more details).
  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - First Bank and Trust Real Deal Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust Real Deal Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust Real Deal Checking?

The customer support email for First Bank and Trust Real Deal Checking is info@bankeasy.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Bank and Trust Real Deal Checking

A Checking Account for Every Lifestyle! Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.

Real Deal Checking, A great FIRST checking account for teens, and can be used up until age 25. Simply enroll in electronic statements to receive all the great rewards and enjoy great on-the-go conveniences.

Availability

  Available in 2 states
  • Minnesota
  • South Dakota

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
  • Teen Checking Account
  • Student Checking Account
Signup Bonus $50
APY (Annual Percentage Yield) 0%

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