Members 1st CU Advantage 60 Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.12% (Verified 07/16/2022) |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Members 1st CU Advantage 60 Checking Review
Members 1st CU Advantage 60 Checking is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members 1st CU Advantage 60 Checking is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Members 1st CU Advantage 60 Checking has an annual percentage yield of up to 0.12%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No ATM fees. Members 1st CU Advantage 60 Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union.
Members 1st CU Advantage 60 Checking Pros & Cons
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Members 1st CU Advantage 60 Checking FAQ
Are checking accounts from Members First Credit Union federally insured?
Yes, your Members First Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st CU Advantage 60 Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.12% |
Members 1st CU Advantage 60 Checking offers an APY of 0.12% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for Members 1st CU Advantage 60 Checking?
Members 1st CU Advantage 60 Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $1,000 |
| Minimum Opening Deposit | Starting at $25 |
What fees does Members 1st CU Advantage 60 Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
| Monthly Fee | $0 |
| NSF Fee | $27 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $27 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $50 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Members 1st CU Advantage 60 Checking charge overdraft fees?
Yes, Members 1st CU Advantage 60 Checking charges a $27 fee for every overdraft.Members 1st CU Advantage 60 Checking offers overdraft protection at a cost of $27 per transaction.
What features and perks does Members 1st CU Advantage 60 Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st CU Advantage 60 Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st CU Advantage 60 Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members 1st CU Advantage 60 Checking?
The customer support email for Members 1st CU Advantage 60 Checking is mail@mfcu.net.
Message From Members First Credit Union
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $1,000 |
| Minimum Opening Deposit | Starting at $25 |
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