Members First Credit Union Premier Checking
in Checking Accounts from Members First Credit Union · Member ncua
UnaffiliatedMembers First Credit Union Premier Checking
in Checking Accounts from Members First Credit Union · Member NCUSIF
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| Monthly Fee | $15 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
| APY (Annual Percentage Yield) | 0.04% - 0.08% |
Members First Credit Union Premier Checking Review
Members First Credit Union Premier Checking is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Premier Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.08%.
- Charges a monthly fee. This account charges a monthly service fee of $15, but the fee is waived if you keep a minimum balance of $2,500.
- No ATM fees. Members First Credit Union Premier Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union.
- Hard credit pull. Members First Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Members First Credit Union federally insured?
Yes, your Members First Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Credit Union Premier Checking offer?
Members First Credit Union Premier Checking offers an APY starting at 0.04% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.04% - 0.08% |
What are the account minimums for Members First Credit Union Premier Checking?
Members First Credit Union Premier Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
| APY Minimum Balance | $1,000 |
| Minimum Balance to Avoid Monthly Service Fee | $2,500 |
What fees does Members First Credit Union Premier Checking charge?
This account charges a monthly service fee of $15.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
| Monthly Fee | $15 |
| NSF Fee | $27 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $27 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $50 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $0 |
Does Members First Credit Union Premier Checking charge overdraft fees?
Yes, Members First Credit Union Premier Checking charges a $27 fee for every overdraft fee.Members First Credit Union Premier Checking offers overdraft protection at a cost of $27 per transaction.
What features and perks does Members First Credit Union Premier Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Credit Union Premier Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Credit Union Premier Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 - Visit Site
Other Services by Members First Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $1,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
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