Members First Credit Union Premier Checking
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.04% - 0.20% (Verified 07/16/2022) |
| Monthly Fee | $15 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Members First Credit Union Premier Checking Review
Members First Credit Union Premier Checking is offered by Members First Credit Union, founded in 1936 and based in Midland, MI. Members First Credit Union Premier Checking is available in 1 state across the USA.
- Higher than average APY. Members First Credit Union Premier Checking has an annual percentage yield of up to 0.20%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
- Charges a monthly fee. This account charges a monthly service fee of $15, but the fee is waived if you keep a minimum balance of $2,500.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from Members First Credit Union federally insured?
No, your Members First Credit Union checking accounts are not insured by a federal insurance agency. This means that if Members First Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Members First Credit Union Premier Checking offer?
Members First Credit Union Premier Checking offers an APY starting at 0.04% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.04% - 0.20% |
What are the account minimums for Members First Credit Union Premier Checking?
Members First Credit Union Premier Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $1,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does Members First Credit Union Premier Checking charge?
This account charges a monthly service fee of $15.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
| Monthly Fee | $15 |
| NSF Fee | $27 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $27 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $50 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Members First Credit Union Premier Checking charge overdraft fees?
Yes, Members First Credit Union Premier Checking charges a $27 fee for every overdraft.Members First Credit Union Premier Checking offers overdraft protection at a cost of $27 per transaction.
What features and perks does Members First Credit Union Premier Checking offer?
This account includes the following features:
What is the customer support email for Members First Credit Union Premier Checking?
The customer support email for Members First Credit Union Premier Checking is mail@mfcu.net.
Message From Members First Credit Union
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $1,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Be the first to rate
Would you recommend Members First Credit Union Premier Checking to your friends?
Other Checking Accounts
Members First Credit Union Checking Accounts
- Alaska USA Federal Credit Union Convenience Checking
- Capital Bank Global 2.0 Checking Account
- Chime Checking Account
- Clark County Credit Union CheckAgain® Checking Account
- Community First Bank KASASA Cash Back Checking Account
- Exchange Bank Prime Student Checking
- First Bank and Trust Free Checking
- GO2bank Checking
- Members First Credit Union Utah Checking Share Draft
- Members First Credit Union of Florida Community Checking
- Virtual Bank Checking Account
- VyStar Credit Union Free Checking Account
