Members First Credit Union Premier Checking

Members First Credit Union Premier Checking Review

Members First Credit Union Premier Checking is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Premier Checking are available in 1 state across the USA.

Key Takeaways

• Higher than average APY. Members First Credit Union Premier Checking has an annual percentage yield of up to 0.20%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
• Charges a monthly fee. This account charges a monthly service fee of $15, but the fee is waived if you keep a minimum balance of $2,500.
• No ATM fees. Members First Credit Union Premier Checking does not charge fees on ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union.

Members First Credit Union Premier Checking Pros & Cons

Members First Credit Union Premier Checking FAQ

Are checking accounts from Members First Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union Premier Checking offer?

Members First Credit Union Premier Checking offers an APY starting at 0.04% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.

What are the account minimums for Members First Credit Union Premier Checking?

Members First Credit Union Premier Checking requires a minimum initial deposit of $25 to open an account.

What fees does Members First Credit Union Premier Checking charge?

This account charges a monthly service fee of $15.

Does Members First Credit Union Premier Checking charge overdraft fees?

What features and perks does Members First Credit Union Premier Checking offer?

This account includes the following features:

• Fraud monitoring - Members First Credit Union Premier Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Members First Credit Union Premier Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Members First Credit Union Premier Checking?

The customer support email for Members First Credit Union Premier Checking is mail@mfcu.net.