Members First Credit Union Youth Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.15% (Verified 07/16/2022) |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Members First Credit Union Youth Checking Review
Members First Credit Union Youth Checking is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Youth Checking is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Members First Credit Union Youth Checking has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $5.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No ATM fees. Members First Credit Union Youth Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union.
Members First Credit Union Youth Checking Pros & Cons
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Members First Credit Union Youth Checking FAQ
Are checking accounts from Members First Credit Union federally insured?
Yes, your Members First Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Credit Union Youth Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.15% |
Members First Credit Union Youth Checking offers an APY of 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $5.
What are the account minimums for Members First Credit Union Youth Checking?
Members First Credit Union Youth Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $5 |
| Minimum Opening Deposit | Starting at $25 |
What fees does Members First Credit Union Youth Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
| Monthly Fee | $0 |
| NSF Fee | $27 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $27 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $25 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $50 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Members First Credit Union Youth Checking charge overdraft fees?
Yes, Members First Credit Union Youth Checking charges a $27 fee for every overdraft.Members First Credit Union Youth Checking offers overdraft protection at a cost of $27 per transaction.
What features and perks does Members First Credit Union Youth Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Credit Union Youth Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Credit Union Youth Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members First Credit Union Youth Checking?
The customer support email for Members First Credit Union Youth Checking is mail@mfcu.net.
Message From Members First Credit Union
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $5 |
| Minimum Opening Deposit | Starting at $25 |
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