
Members First Credit Union eChecking
in Checking Accounts from Members First Credit Union · Member ncua
UnaffiliatedMembers First Credit Union eChecking
in Checking Accounts from Members First Credit Union · Member NCUSIF
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Monthly Fee | $7.50 |
ATM Fee: Out-of-Network | $0 |
Minimum Balance to Avoid Monthly Fee | $750 |
APY (Annual Percentage Yield) | 0.05% |
Members First Credit Union eChecking Review
Members First Credit Union eChecking is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union eChecking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of $7.50, but the fee is waived if you keep a minimum balance of $750.
- $25 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- No ATM fees. Members First Credit Union eChecking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union.
- Hard credit pull. Members First Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Members First Credit Union federally insured?
Yes, your Members First Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Credit Union eChecking offer?
Description | |
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APY (Annual Percentage Yield) | 0.05% |
Members First Credit Union eChecking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.
What are the account minimums for Members First Credit Union eChecking?
Members First Credit Union eChecking requires a minimum initial deposit of $25 to open an account.
Description | Amount |
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Minimum Initial Deposit | $25 |
APY Minimum Balance | $1,000 |
Minimum Balance to Avoid Monthly Fee | $750 |
What fees does Members First Credit Union eChecking charge?
This account charges a monthly maintenance fee of $7.5.
Description | |
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ATM Fee: In-Network | $0 |
Debit Card Replacement Fee | $5 |
Early Account Closure | $15 |
Monthly Fee | $7.50 |
NSF Fee | $27 |
Online Bill Pay Fee | $27 |
Overdraft Item Fee | $27 |
Overdraft Protection Fee (per transfer) | $27 |
Paper Statement Fee | $3 |
Returned Deposit Fee (Domestic) | $15 |
Returned Deposit Fee (International) | $15 |
Stop Payment Fee | $27 |
Wire Transfer Fee - Domestic (Incoming) | $25 |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Incoming) | $50 |
Wire Transfer Fee - International (Outgoing) | $50 |
ATM Fee: Out-of-Network | $0 |
What features and perks does Members First Credit Union eChecking offer?
This account includes the following features:
- Fraud monitoring - Members First Credit Union eChecking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Credit Union eChecking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
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P.O. Box 2165
Midland, MI 48641 - Visit Site
Other Services by Members First Credit Union

Availability
Feature Breakdown
APY Minimum Balance | $1,000 |
Minimum Initial Deposit | $25 |
Minimum Balance to Avoid Monthly Fee | $750 |
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