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  MembersFirst CU Succeed Checking
MembersFirst CU Succeed Checking
in Checking Accounts from MembersFirst Credit Union · Insured by NCUA
Unaffiliated

MembersFirst CU Succeed Checking

Unaffiliated
in Checking Accounts from MembersFirst Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.03%
(Verified 08/04/2023)
Monthly Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $0

MembersFirst CU Succeed Checking Review

MembersFirst CU Succeed Checking is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst CU Succeed Checking is available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Bill pay. Pay your bills to practically anyone in the United States through MembersFirst Credit Union.

MembersFirst CU Succeed Checking Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.

MembersFirst CU Succeed Checking FAQ

Are checking accounts from MembersFirst Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does MembersFirst CU Succeed Checking offer?

MembersFirst CU Succeed Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.03%

MembersFirst CU Succeed Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What are the account minimums for MembersFirst CU Succeed Checking?

MembersFirst CU Succeed Checking requires a minimum initial deposit of $50 to open an account.

MembersFirst CU Succeed Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does MembersFirst CU Succeed Checking charge?

The good news is that this account does not have a monthly Service Charge.

MembersFirst CU Succeed Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.75
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20

Does MembersFirst CU Succeed Checking charge overdraft fees?

Yes, MembersFirst CU Succeed Checking charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $7 per transaction.

What features and perks does MembersFirst CU Succeed Checking offer?

This account includes the following features:

  • Fraud monitoring - MembersFirst CU Succeed Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MembersFirst CU Succeed Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for MembersFirst CU Succeed Checking?

The customer support email for MembersFirst CU Succeed Checking is feedback@membersfirstga.com.

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Message From MembersFirst CU Succeed Checking

We believe in offering checking accounts that meet our members’ needs. We know that some members want a basic account to receive and make payments, while others would like to earn a competitive interest rate on their balance. Choose a Checking Account that’s right for you!

If you’re just starting out financially and need to establish a financial history, our CU Succeed Checking is the right account for you. It provides benefits that are sensitive to your cash flow. Enjoy: No required minimum balance, Four free ATM withdrawals per month at non-MembersFirst ATMs.

Other Checking Accounts by MembersFirst Credit Union

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.75
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.03%
(Verified 08/04/2023)

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