SuperMoney
  MembersFirst Credit Union No-Fee Checking
MembersFirst Credit Union No-Fee Checking Unaffiliated

MembersFirst Credit Union No-Fee Checking

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Upgrade RewardsChecking
Upgrade RewardsChecking 12 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

MembersFirst Credit Union No-Fee Checking Review

MembersFirst Credit Union No-Fee Checking is offered by MembersFirst Credit Union, founded in 1953 and based in Decatur, GA. MembersFirst Credit Union No-Fee Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, MembersFirst Credit Union No-Fee Checking does not pay interest.
MembersFirst Credit Union No-Fee Checking Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
MembersFirst Credit Union No-Fee Checking FAQ

Are checking accounts from MembersFirst Credit Union federally insured?

No, your MembersFirst Credit Union checking accounts are not insured by a federal insurance agency. This means that if MembersFirst Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does MembersFirst Credit Union No-Fee Checking offer?

MembersFirst Credit Union No-Fee Checking is not an interest-bearing account.

What are the account minimums for MembersFirst Credit Union No-Fee Checking?

MembersFirst Credit Union No-Fee Checking requires a minimum initial deposit of $25 to open an account.

MembersFirst Credit Union No-Fee Checking Minimums
Description
Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does MembersFirst Credit Union No-Fee Checking charge?

This account charges a monthly service fee of $0.

MembersFirst Credit Union No-Fee Checking Fees
Description
ATM Fee: In-Network $0
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20
Monthly Fee $0
NSF Fee $33
Online Bill Pay Fee $0
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network Starting at $1.75

Does MembersFirst Credit Union No-Fee Checking charge overdraft fees?

Yes, MembersFirst Credit Union No-Fee Checking charges a $33 fee for every overdraft.

MembersFirst Credit Union No-Fee Checking offers overdraft protection at a cost of $7 per transaction.

What features and perks does MembersFirst Credit Union No-Fee Checking offer?

This account includes the following features:

What is the customer support email for MembersFirst Credit Union No-Fee Checking?

The customer support email for MembersFirst Credit Union No-Fee Checking is feedback@membersfirstga.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From MembersFirst Credit Union

We believe in offering checking accounts that meet our members’ needs. We know that some members want a basic account to receive and make payments, while others would like to earn a competitive interest rate on their balance. Choose a Checking Account that’s right for you!

If you’re looking for a simple solution for your day to day finances or you need a secondary checking account, our No-Fee Checking is right for you. Enjoy all the convenience and none of the hassle with: No minimum balance , No monthly service charge, Overdraft Privilege available.

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network Starting at $1.75
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0%

Be the first to rate

 

Would you recommend MembersFirst Credit Union No-Fee Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

MembersFirst Credit Union Checking Accounts

Loading...