MembersFirst Credit Union Interest Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% |
| Monthly Fee | $5 |
| Minimum Balance to Avoid Monthly Fee | Starting at $300 |
MembersFirst Credit Union Interest Checking Review
MembersFirst Credit Union Interest Checking is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst Credit Union Interest Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of $5, but the fee is waived if you keep a minimum balance of $300.
- $300 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through MembersFirst Credit Union.
MembersFirst Credit Union Interest Checking Pros & Cons
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MembersFirst Credit Union Interest Checking FAQ
Are checking accounts from MembersFirst Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does MembersFirst Credit Union Interest Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
MembersFirst Credit Union Interest Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for MembersFirst Credit Union Interest Checking?
MembersFirst Credit Union Interest Checking requires a minimum initial deposit of $300 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $300 |
| Minimum Balance to Avoid Monthly Fee | Starting at $300 |
| Minimum Balance to Earn APY | $1,000 |
What fees does MembersFirst Credit Union Interest Checking charge?
This account charges a monthly service fee of $5.
| Description | |
|---|---|
| Monthly Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.75 |
| NSF Fee | $33 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $7 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $60 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $20 |
Does MembersFirst Credit Union Interest Checking charge overdraft fees?
Yes, MembersFirst Credit Union Interest Checking charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $7 per transaction.What features and perks does MembersFirst Credit Union Interest Checking offer?
This account includes the following features:
- Fraud monitoring - MembersFirst Credit Union Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MembersFirst Credit Union Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for MembersFirst Credit Union Interest Checking?
The customer support email for MembersFirst Credit Union Interest Checking is feedback@membersfirstga.com.
Message From MembersFirst Credit Union Interest Checking
Contact
- Headquarters
-
P.O. Box 33189
Decatur, GA 30033 USA - Visit Site
- Email Support
Other Services by MembersFirst Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $300 |
| Minimum Balance to Avoid Monthly Fee | Starting at $300 |
| Minimum Balance to Earn APY | $1,000 |
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