MembersFirst CU Direct Deposit Checking
Not enough votes for recommendation
Would you recommend MembersFirst CU Direct Deposit Checking to your friends?
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.03% (Verified 08/04/2023) |
| Monthly Maintenance Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
MembersFirst CU Direct Deposit Checking Review
MembersFirst CU Direct Deposit Checking is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst CU Direct Deposit Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in MembersFirst Credit Union mobile or online banking.
MembersFirst CU Direct Deposit Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
MembersFirst CU Direct Deposit Checking FAQ
Are checking accounts from MembersFirst Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does MembersFirst CU Direct Deposit Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
MembersFirst CU Direct Deposit Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for MembersFirst CU Direct Deposit Checking?
MembersFirst CU Direct Deposit Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $1,000 |
What fees does MembersFirst CU Direct Deposit Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.75 |
| NSF Fee | $33 |
| Overdraft Item Fee | $33 |
| Returned Deposit Fee (Domestic) | $25 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $60 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee (Standard Delivery) | $10 |
| Early Account Closure | $20 |
Does MembersFirst CU Direct Deposit Checking charge overdraft fees?
Yes, MembersFirst CU Direct Deposit Checking charges a $33 fee for every overdraft.What features and perks does MembersFirst CU Direct Deposit Checking offer?
This account includes the following features:
- Fraud monitoring - MembersFirst CU Direct Deposit Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MembersFirst CU Direct Deposit Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for MembersFirst CU Direct Deposit Checking?
The customer support email for MembersFirst CU Direct Deposit Checking is feedback@membersfirstga.com.
Message From MembersFirst CU Direct Deposit Checking
Contact
- Headquarters
-
P.O. Box 33189
Decatur, GA 30033 USA - Visit Site
- Email Support
Other Services by MembersFirst Credit Union
Other Checking Accounts by MembersFirst Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $1,000 |
Be the first to rate
Would you recommend MembersFirst CU Direct Deposit Checking to your friends?
Other Checking Accounts
- Community 1st Bank Wisconsin Classic Checking Account
- Community First Bank Basic Checking Account
- Exchange Bank Free Checking
- High Point FCU myDividend Checking Account
- Hoot Bank Checking Account
- InFirst Federal Credit Union Ultimate Checking Account
- Kellogg Community Checking Accounts
- Lifetime Federal CU Checking Accounts
- River City Bank Checking Account
- San Diego County CU High Yield Checking
- Schools 1st FCU Investment Checking
- The Citizens National Bank Student Checking
