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  Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card

in Personal Credit Cards from Aberdeen Proving Ground Federal Credit Union

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Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card

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in Personal Credit Cards from Aberdeen Proving Ground Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 15.49% - 17.49%
Balance Transfer APR  (Variable APR) 10.49% - 17.99%
Credit Score Range 650 - 850
Annual Fee $0

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card Review

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card is a credit card issued by Aberdeen Proving Ground Federal Credit Union. If you're wondering whether Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card has a variable purchase APR that ranges from 15.49% up to 17.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee.
  • 0% APR on new purchases .
  • No annual fee.
  • Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card FAQ

Is there a Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card cash back or rewards program?

No, Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card does not offer a rewards program.

What are the Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card benefits?

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card has lower than average purchase APRs.

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card has a variable purchase APR that ranges from 15.49% up to 17.49%. The card has a variable balance transfer APR that ranges from 10.49% up to 17.99%. It also has a variable cash advance APR that ranges from 10.49% up to 17.99%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card have an introductory APR offer on balance transfers?

Yes, Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card offers an introductory APR rate on balance transfers of 0%

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer APR 10.49% - 17.99%

Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card Purchase Intro Offer
Description
Introductory Rate 0%

What are the fees for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card?

The following fees apply to Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card:

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $20
Late Payment Fee $25

Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card have a foreign transaction fee?

Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card report your account activity to credit bureaus?

Yes, Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card

  • Visit the Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Student Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Aberdeen Proving Ground Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn one point for every purchase dollar spent
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $2
Minimum Cash Advance Fee ($) $2
Foreign Currency Transaction Fee 1%
Returned Payment Fee $20
Late Fee Amount $25
Customer Type Student
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 10.49% - 17.99%
Balance Computation average daily balance (including new purchases)
Credit Limit Up to $1,000
Penalty APR (Variable APR) 18%
Purchase APR (Variable APR) 15.49% - 17.49%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 10.49% - 17.99%
Card Type Student
Card Network Visa

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