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Bernina Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

Bernina Credit Card

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Bernina Credit Card is a store credit card issued by Synchrony Bank, which is based in Draper, UT. 

Bernina Credit Card is designed for people with a credit score of 650 to 840. It's perfect for consumers looking for a card without an annual fee.

What are the relevant APRs?

Bernina Credit Card has a variable purchase APR of 29.99%.

Is an introductory APR offer available?

No, Bernina Credit Card does not come with an introductory APR offer for balance transfers.

Bernina Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Bernina Credit Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Bernina Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail

Is a signup bonus offered?

Bernina Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Bernina Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Bernina Credit Card provides the following benefits:

  • Fraud Liability

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  • Contact

    • Headquarters
    •   170 West Election Road, Suite 125
      Draper, UT 84020 USA
    •   Visit Site

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Late Payment Penalty $38
    Minimum Interest Charge $2
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 650 - 840
    850 300 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    Rewards Categories
    • Retail
    Purchase APR (Variable APR) 29.99%
    Balance Computation Daily Balance

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