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  Big Lots Credit Card

Big Lots Credit Card

in Personal Credit Cards

Unaffiliated

Big Lots Credit Card

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Big Lots Credit Card is a store credit card issued by Comenity, which is based in Wilmington, DE. 

Big Lots Credit Card is designed for people with a credit score of 650 to 840. It's perfect for consumers looking for a card without an annual fee.

What are the relevant APRs?

Big Lots Credit Card has a variable purchase APR of 29.99%.

Is an introductory APR offer available?

No, Big Lots Credit Card does not come with an introductory APR offer for balance transfers.

Big Lots Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Big Lots Credit Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.

Is a rewards program offered?

No, Big Lots Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail

Is a signup bonus offered?

Big Lots Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Big Lots Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Big Lots Credit Card provides the following benefits:

  • Fraud Liability

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  • Contact

    • Headquarters
    •   One Righter Parkway, Suite 100
      Wilmington, DE 19803 USA

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Annual Fee $0
    No Annual Fee  
    Late Payment Penalty $38
    Returned Payment Fee $38
    Minimum Interest Charge $2
    Minimum Age 18
    Credit Score Range 650 - 840
    850 300 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    All Other Purchases 6-months same as cash if paid in full within 6 months on purchases over $250 12-months same as cash if paid in full within 12 months on purchases over $750
    Rewards Categories
    • Retail
    Purchase APR (Variable APR) 29.99%

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