Diners Club Card Elite
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| Purchase APR (Variable APR) | 13.40% |
| Balance Transfer APR | N/A |
| Credit Score Range | N/A |
| Annual Fee | $300 |
Diners Club Card Elite Review
This is a rewards card issued by BMO Harris Bank. If you're wondering whether Diners Club Card Elite is the right card for you, read on.
Key Takeaways
- Competitive APRs. Diners Club Card Elite has a variable purchase APR of 13.40%
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
Pros & Cons of Diners Club Card Elite
| The Good | The Bad |
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Diners Club Card Elite FAQ
Does Diners Club Card Elite have a cash back or rewards program?
Diners Club Card Elite is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) |
Does Diners Club Card Elite have a signup bonus?
This card doesn't offer a cash signup bonus.Does Diners Club Card Elite offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Diners Club Card Elite benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Trip Cancellation Insurance
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Diners Club Card Elite?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Diners Club Card Elite has a variable purchase APR of 13.40%. It also has a variable cash advance APR of 22.49% .
Does Diners Club Card Elite have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Diners Club Card Elite have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Diners Club Card Elite?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $300 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $39 |
| Late Payment Fee | $39 |
Does Diners Club Card Elite have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Diners Club Card Elite?
The Diners Club Card Elite customer service number is (800) 627-8372.
What is the support contact email for Diners Club Card Elite?
The support contact email for Diners Club Card Elite is servicemembers@bmo.com.
What is the Diners Club Card Elite login page?
You can access the Diners Club Card Elite login page here.
How do people rate the customer service and user experience of Diners Club Card Elite?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Diners Club Card Elite report your account activity to credit bureaus?
Yes, Diners Club Card Elite reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Diners Club Card Elite
- Visit the Diners Club Card Elite website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
320 S Canal St
Chicago, IL 60606 USA - (800) 627-8372
- Visit Site
- Email Support
Other Services by BMO Harris Bank
View all credit cards offered by BMO Harris Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $300 |
| Minimum Interest Charge | $0.50 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $39 |
| Additional Card Fee Amount | $150 |
| Late Fee Amount | $39 |
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