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  Boscov's Credit Card

Boscov's Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Boscov's Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 27.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Boscov's Credit Card Review

Boscov's Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Boscov's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 100 points after spending $1 that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Boscov's Credit Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Boscov's Credit Card FAQ

Is there a Boscov's Credit Card cash back or rewards program?

Boscov's Credit Card offers a rewards program to its customers.

Boscov's Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 100
Signup Bonus Spend Requirement $1

Does Boscov's Credit Card have a signup bonus?

Boscov's Credit Card doesn't offer a cash signup bonus. However, it does include a 100 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Does Boscov's Credit Card offer an annual loyalty bonus?

Boscov's Credit Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Boscov's Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Boscov's Credit Card has higher than average purchase APRs.

Boscov's Credit Card has a variable purchase APR of 27.99%.

Does Boscov's Credit Card have an introductory APR offer on balance transfers?

No, Boscov's Credit Card does not come with an introductory APR offer for balance transfers.

Does Boscov's Credit Card have an introductory APR offer on new purchases?

Boscov's Credit Card does not offer an introductory rate on new purchases.
Boscov's Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Boscov's Credit Card?

The following fees apply to Boscov's Credit Card:

Boscov's Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $25
Late Payment Fee $38

How to apply for Boscov's Credit Card

  • Visit the Boscov's Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020 USA
  •   Visit Site

About Boscov's Credit Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $1
Returned Payment Fee $25
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Bonus Rewards 15% off on all purchases the day you activate your Boscov's Credit Card. AND 100 bonus Rewards points when you open a Boscov's Credit Card account * The account must be used within 30 days of the open date in order to qualify for the discount. Purchases placed on promotional credit plans are not eligible for the discount. Maximum discount of $100. Discount will be shown on your billing statement.
Signup Bonus (points) 100
Balance Computation Daily Balance
Purchase APR (Variable APR) 27.99%
Card Type
  • Rewards
  • Store Card
Card Network Other

Boscov's Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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