Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
27.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Boscov's Credit Card Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Boscov's Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 100 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 27.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Boscov's credit card
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Boscov's credit card FAQ
Does Boscov's credit card have a cash back or rewards program?
Boscov's credit card is a rewards card.
| Description |
Does Boscov's credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 100 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Boscov's credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Boscov's credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Boscov's Credit Card has a variable purchase APR of 27.49%. Boscov's Credit Card does not offer balance transfers.
Does Boscov's credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Boscov's Credit Card does not offer balance transfers.Does Boscov's credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Boscov's credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $41 . What is the customer service phone number for Boscov's credit card?
The customer service number for Boscov's credit card is (185) 579-69632.
What is the login page for Boscov's credit card?
You can access the login page of Boscov's credit card here.
How do people rate the customer service and user experience of Boscov's credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Comenity Bank perform a hard credit pull?
Yes, Boscov's credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Boscov's credit card
- Visit the website of Boscov's credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
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Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM