SuperMoney
  Toyota Rewards Visa Credit Card

Toyota Rewards Visa Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Toyota Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Toyota Rewards Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 13.99% - 22.99%
Balance Transfer APR  (Variable APR) 26.99%
Credit Score Range 650 - 850
Annual Fee $0

Toyota Rewards Visa Credit Card Review

This is a store rewards credit card issued by Comenity. If you're wondering whether Toyota Rewards Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Toyota Rewards Visa Credit Card has a variable purchase APR that ranges from 13.99% up to 22.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Toyota Rewards Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards. on eligible gas purchases.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Toyota Rewards Visa Credit Card
The Good The Bad
  • Earn points at Toyota dealerships, gas, dining/entertainment, and everywhere else Visa is accepted.
  • Redeem points your way---service, parts, gift cards, travel experiences and more
  • Earn 5,000 bonus points for spending $500 outside Toyota dealerships within first 90 days.
  • No annual fee.
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Toyota Rewards Visa Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.
Toyota Rewards Visa Credit Card FAQ

Does Toyota Rewards Visa Credit Card have a cash back or rewards program?

Toyota Rewards Visa Credit Card is a rewards card.

Toyota Rewards Visa Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 5000
Signup Bonus Spend Requirement $500
Signup Bonus Spend Period (months) 3 months

Does Toyota Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Does Toyota Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Toyota Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Toyota Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 13.99% up to 22.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 24.99% .

Does Toyota Rewards Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Toyota Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Toyota Rewards Visa Credit Card?

The following fees apply:

Toyota Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Toyota Rewards Visa Credit Card have a foreign transaction fee?

Toyota Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Toyota Rewards Visa Credit Card?

The Toyota Rewards Visa Credit Card customer service number is (855) 796-9632.

What is the support contact email for Toyota Rewards Visa Credit Card?

The support contact email for Toyota Rewards Visa Credit Card is info@rh.com.

Does Toyota Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, Toyota Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Toyota Rewards Visa Credit Card

  • Visit the Toyota Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

Icon for Personal Credit Cards
View all personal credit cards offered by Comenity

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1 - 5
Gas (Points) 2
Eligible In-Store Purchases (Points) 5
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Points on Gas
  • Points on Every Purchase
Signup Bonus (points) 5,000
Cash Advance APR (Variable APR) 24.99%
Balance Computation daily balance (including current transactions).
Purchase APR (Variable APR) 13.99% - 22.99%
Balance Transfer APR (Variable APR) 26.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Balance Transfer
  • Store Card
  • Gas
Card Network Visa

Be the first to rate

 

Would you recommend Toyota Rewards Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Comenity Personal Credit Cards

Loading...