PNC Premier Traveler Visa Signature Credit Card

PNC Premier Traveler Visa Signature Credit Card Review

This is a rewards credit card issued by PNC Bank. If you're wondering whether PNC Premier Traveler Visa Signature Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. PNC Premier Traveler Visa Signature Credit Card has a variable purchase APR of 15.99%
• Annual fee waived the first year. PNC Premier Traveler Visa Signature Credit Card gives you the chance to have the card for a year without paying the $85 annual fee.
• 3% Balance transfer fee. PNC Premier Traveler Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of PNC Premier Traveler Visa Signature Credit Card

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. Annual fee waived during the first year. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair credit. No foreign transaction fee. Cardholders can earn rewards on their purchases. PNC Premier Traveler Visa Signature Credit Card reports to multiple credit bureaus.

Charges an annual fee of $85 Charges a 3% balance transfer fee.

PNC Premier Traveler Visa Signature Credit Card FAQ

Does PNC Premier Traveler Visa Signature Credit Card have a cash back or rewards program?

PNC Premier Traveler Visa Signature Credit Card is a travel rewards card.

PNC Premier Traveler Visa Signature Credit Card Rewards

Minimum rewards rate	2x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	30000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the PNC Premier Traveler Visa Signature Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for PNC Premier Traveler Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

PNC Premier Traveler Visa Signature Credit Card has a variable purchase APR of 15.99%. The card has a variable balance transfer APR of 15.99% . It also has a variable cash advance APR of 15.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for PNC Premier Traveler Visa Signature Credit Card?

The following fees apply:

PNC Premier Traveler Visa Signature Credit Card Fees

Fees	Amount
Annual Fee	$85
Foreign Transaction Fee	0%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

Does PNC Premier Traveler Visa Signature Credit Card report your account activity to credit bureaus?

Yes, PNC Premier Traveler Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PNC Premier Traveler Visa Signature Credit Card

• Visit the PNC Premier Traveler Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.