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  PNC Premier Traveler Visa Signature Credit Card

PNC Premier Traveler Visa Signature Credit Card

in Personal Credit Cards from PNC Bank

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PNC Premier Traveler Visa Signature Credit Card

Unaffiliated

in Personal Credit Cards from PNC Bank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 17.74%
Balance Transfer APR  (Variable APR) 17.74%
Credit Score Range 700 - 850
Annual Fee $85

PNC Premier Traveler Visa Signature Credit Card Review

This is a rewards credit card issued by PNC Bank. If you're wondering whether PNC Premier Traveler Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.74%
  • Annual fee waived the first year. PNC Premier Traveler Visa Signature Credit Card gives you the chance to have the card for a year without paying the $85 annual fee.
  • 3% Balance transfer fee. PNC Premier Traveler Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of PNC Premier Traveler Visa Signature Credit Card
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • PNC Premier Traveler Visa Signature Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $85
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
PNC Premier Traveler Visa Signature Credit Card FAQ

Does PNC Premier Traveler Visa Signature Credit Card have a cash back or rewards program?

PNC Premier Traveler Visa Signature Credit Card is a travel rewards card.

PNC Premier Traveler Visa Signature Credit Card Rewards
Minimum rewards rate 2x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 30000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does PNC Premier Traveler Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does PNC Premier Traveler Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the PNC Premier Traveler Visa Signature Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for PNC Premier Traveler Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 17.74%. The card has a variable balance transfer APR of 17.74% . It also has a variable cash advance APR of 17.74% . Note that late payments are subject to an APR of 30.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does PNC Premier Traveler Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

PNC Premier Traveler Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 17.74%
Balance Transfer Fee % 3%

Does PNC Premier Traveler Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for PNC Premier Traveler Visa Signature Credit Card?

The following fees apply:

PNC Premier Traveler Visa Signature Credit Card Fees
Fees Amount
Annual Fee $85
Foreign Transaction Fee 0%
Returned Payment Fee up to $35
Late Payment Fee up to $35

Does PNC Premier Traveler Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for PNC Premier Traveler Visa Signature Credit Card?

The PNC Premier Traveler Visa Signature Credit Card customer service number is (888) 762-2265.

What is the support contact email for PNC Premier Traveler Visa Signature Credit Card?

The support contact email for PNC Premier Traveler Visa Signature Credit Card is info@pnc.com.

How do people rate the customer service and user experience of PNC Premier Traveler Visa Signature Credit Card?

Overall, PNC Premier Traveler Visa Signature Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.

Does PNC Premier Traveler Visa Signature Credit Card report your account activity to credit bureaus?

Yes, PNC Premier Traveler Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PNC Premier Traveler Visa Signature Credit Card

  • Visit the PNC Premier Traveler Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 21 states and Washington, D.C.
  • Alabama
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Texas
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Every Purchase (Points) Earn 2 miles for every $1 on all purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Annual Fee First Year
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $5
Annual Fee $85
Minimum Interest Charge $1.50
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Signup Bonus (points) 30,000
Cash Advance APR (Variable APR) 17.74%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 30.74%
Purchase APR (Variable APR) 17.74%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 17.74%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
Card Network Visa

PNC Premier Traveler Visa Signature Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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