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  PNC Premier Traveler Visa Signature Credit Card

PNC Premier Traveler Visa Signature Credit Card

in Personal Credit Cards from PNC Bank

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PNC Premier Traveler Visa Signature Credit Card

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in Personal Credit Cards from PNC Bank

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Highlights
Highlights
Annual Fee $85
Purchase APR  (Variable APR) 17.74%
Balance Transfer APR  (Variable APR) 17.74%
Credit Score Range 700 - 850

PNC Premier Traveler Visa Signature Credit Card Review

PNC Premier Traveler Visa Signature Credit Card is a rewards credit card issued by PNC Bank.  If you're wondering whether PNC Premier Traveler Visa Signature Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $85 for the privilege.
  • Generous reward rate. You can get a rewards rate of up to 2%.
  • 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of 30000 after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.74%
  • Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
The Good The Bad
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • PNC Premier Traveler Visa Signature Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Purchase Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Trip Cancellation Insurance.
  • Higher than average purchase APRs.
  • Charges an annual fee of $85.
  • You don't earn rewards on every purchase.

Is there a PNC Premier Traveler Visa Signature Credit Card cash back or rewards program?

PNC Premier Traveler Visa Signature Credit Card offers a rewards program to its customers.

PNC Premier Traveler Visa Signature Credit Card Rewards
Rewards rate (all purchases) 2%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 30000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does PNC Premier Traveler Visa Signature Credit Card have a signup bonus?

PNC Premier Traveler Visa Signature Credit Card doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does PNC Premier Traveler Visa Signature Credit Card offer an annual loyalty bonus?

PNC Premier Traveler Visa Signature Credit Card doesn't offer a cash loyalty bonus.

What are the PNC Premier Traveler Visa Signature Credit Card benefits?

PNC Premier Traveler Visa Signature Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for PNC Premier Traveler Visa Signature Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. PNC Premier Traveler Visa Signature Credit Card has higher than average purchase APRs.

PNC Premier Traveler Visa Signature Credit Card has a variable purchase APR of 17.74%. The card has a variable balance transfer APR of 17.74% . It also has a variable cash advance APR of 17.74% . Note that late payments are subject to an APR of 30.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does PNC Premier Traveler Visa Signature Credit Card have an introductory APR offer?

Yes, PNC Premier Traveler Visa Signature Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

PNC Premier Traveler Visa Signature Credit Card does not offer an introductory rate on new purchases.
PNC Premier Traveler Visa Signature Credit Card Balance Transfers
Description
Balance Transfer APR 17.74%
Introductory Rate 0%
Intro APR period (months) 12
PNC Premier Traveler Visa Signature Credit Card Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR 17.74%
Credit Limit N/A
Penalty APR 30.74%
Cash Advance APR 17.74%
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the PNC Premier Traveler Visa Signature Credit Card fees?

The following fees apply to PNC Premier Traveler Visa Signature Credit Card:

PNC Premier Traveler Visa Signature Credit Card Fees
Fees Amount
Annual Fee $85
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $35

Does PNC Premier Traveler Visa Signature Credit Card have a foreign transaction fee?

PNC Premier Traveler Visa Signature Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does PNC Premier Traveler Visa Signature Credit Card report your account activity to credit bureaus?

PNC Premier Traveler Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for PNC Premier Traveler Visa Signature Credit Card

  • Visit the PNC Premier Traveler Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 21 states and Washington, D.C.
  • Alabama
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Texas
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Every Purchase (Points) Earn 2 miles for every $1 on all purchases
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 21
Annual Fee $85
Balance Transfer Fee % 3%
Cash Advance Fee Minimum $5
Late Fee Amount Up to $35
Minimum Interest Charge $1.50
Returned Payment Fee Up to $35
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Card Network
  • Visa
Card Type
  • Rewards
  • Travel
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Emergency Support  
Extended Warranty  
Fraud Liability  
Lost Luggage Insurance  
Travel Insurance  
Bonus Rewards 30,000 Bonus Miles when you make $3,000 or more in purchases during the first 3 billing cycles following account opening.
Signup Bonus (points) 30,000
Cash Advance APR (Variable APR) 17.74%
Purchase APR (Variable APR) 17.74%
Balance Computation average daily balance (including new purchases)
Penalty APR 30.74%
Balance Transfer APR (Variable APR) 17.74%
Intro APR period 12
Introductory Rate 0%

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