PNC Premier Traveler Visa Signature Credit Card Review

PNC Premier Traveler Visa Signature Credit Card is a rewards credit card issued by PNC Bank. If you're wondering whether PNC Premier Traveler Visa Signature Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.74%
• Annual fee waived the first year. PNC Premier Traveler Visa Signature Credit Card gives you the chance to have the card for a year without paying the $85 annual fee.
• 3% Balance transfer fee. PNC Premier Traveler Visa Signature Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

PNC Premier Traveler Visa Signature Credit Card Pros and Cons:

The Good

The Bad

0% APR balance transfer intro rate on balance transfers for up to 12 months. Annual fee waived during the first year. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on their purchases. PNC Premier Traveler Visa Signature Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $85 You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Is there a PNC Premier Traveler Visa Signature Credit Card cash back or rewards program?

PNC Premier Traveler Visa Signature Credit Card offers a rewards program to its customers.

PNC Premier Traveler Visa Signature Credit Card Rewards

Rewards rate (all purchases)	2%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	30000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the PNC Premier Traveler Visa Signature Credit Card benefits?

PNC Premier Traveler Visa Signature Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for PNC Premier Traveler Visa Signature Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. PNC Premier Traveler Visa Signature Credit Card has higher than average purchase APRs.

PNC Premier Traveler Visa Signature Credit Card has a variable purchase APR of 17.74%. The card has a variable balance transfer APR of 17.74% . It also has a variable cash advance APR of 17.74% . Note that late payments are subject to an APR of 30.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the PNC Premier Traveler Visa Signature Credit Card fees?

The following fees apply to PNC Premier Traveler Visa Signature Credit Card:

PNC Premier Traveler Visa Signature Credit Card Fees

Fees	Amount
Annual Fee	$85
Foreign Transaction Fee	0%
Returned Payment Fee	up to $35
Late Payment Fee	up to $35

Does PNC Premier Traveler Visa Signature Credit Card report your account activity to credit bureaus?

PNC Premier Traveler Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for PNC Premier Traveler Visa Signature Credit Card

• Visit the PNC Premier Traveler Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.