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  Toyota Credit Card

Toyota Credit Card

in Personal Credit Cards from Comenity

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Toyota Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Highlights
Purchase APR  (Variable APR) 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee N/A

Toyota Credit Card Review

Toyota Credit Card is a store credit card issued by Comenity. If you're wondering whether Toyota Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.24%
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Toyota Credit Card Pros & Cons
The Good The Bad
  • Special financing options available.
  • 0% APR on new purchases during the first 6 months.
  • Toyota Credit Card reports to multiple credit bureaus.
  • High interest rate.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Toyota Credit Card FAQ

Is there a Toyota Credit Card cash back or rewards program?

No, Toyota Credit Card does not offer a rewards program.

What are the relevant APRs for Toyota Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Toyota Credit Card has higher than average purchase APRs.

Toyota Credit Card has a variable purchase APR of 29.24%.

Does Toyota Credit Card have an introductory APR offer on balance transfers?

No, Toyota Credit Card does not come with an introductory APR offer for balance transfers.

Does Toyota Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Toyota Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Toyota Credit Card?

The following fees apply to Toyota Credit Card:

Toyota Credit Card Fees
Fees Amount
Annual Fee
Late Payment Fee up to $35

Does Toyota Credit Card report your account activity to credit bureaus?

Toyota Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Toyota Credit Card

  • Visit the Toyota Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Toyota Credit Card

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View all personal credit cards offered by Comenity

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Minimum Interest Charge $2
Late Fee Amount Up to $35
Customer Type Personal
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Purchase APR (Variable APR) 29.24%
Card Type Store Card
Card Network Other

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SUPERMONEY NET RECOMMENDATION SCORE

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