USAA Preferred Cash Rewards Visa Signature® Credit Card
in Personal Credit Cards from USAA
Not enough votes for recommendation
Would you recommend USAA Preferred Cash Rewards Visa Signature® Credit Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.4% - 27.4% |
| Balance Transfer APR (Variable APR) | 13.90% - 27.90% |
| Credit Score Range | 740 - 850 |
USAA Preferred Cash Rewards Visa Signature® Credit Card Review
USAA Preferred Cash Rewards Visa Signature® Credit Card is a cashback credit card issued by USAA.
This card is for people with very good credit. You need a credit score of at least 740 to apply. If you're wondering whether USAA Preferred Cash Rewards Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a USAA Preferred Cash Rewards Visa Signature® Credit Card cash back or rewards program?
USAA Preferred Cash Rewards Visa Signature® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With USAA Preferred Cash Rewards Visa Signature® Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the USAA Preferred Cash Rewards Visa Signature® Credit Card benefits?
USAA Preferred Cash Rewards Visa Signature® Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Preferred Cash Rewards Visa Signature® Credit Card?
USAA Preferred Cash Rewards Visa Signature® Credit Card has a variable purchase APR that ranges from 13.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 13.90% up to 27.90%.
It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.
Does USAA Preferred Cash Rewards Visa Signature® Credit Card have an introductory APR offer?
No, USAA Preferred Cash Rewards Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. USAA Preferred Cash Rewards Visa Signature® Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 13.90% - 27.90% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | Average daily balance (including new purchases) |
| Purchase APR | 13.4% - 27.4% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 13.4% - 27.4% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the USAA Preferred Cash Rewards Visa Signature® Credit Card fees?
The following fees apply to USAA Preferred Cash Rewards Visa Signature® Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Preferred Cash Rewards Visa Signature® Credit Card have a foreign transaction fee?
USAA Preferred Cash Rewards Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does USAA Preferred Cash Rewards Visa Signature® Credit Card report your account activity to credit bureaus?
USAA Preferred Cash Rewards Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for USAA Preferred Cash Rewards Visa Signature® Credit Card
- Visit the USAA Preferred Cash Rewards Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - Visit Site
Message from USAA
Other Services by USAA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| Minimum Interest Charge | $0 |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Balance Transfer Fee % | 3% |
| Late Fee Amount | $35 |
| Returned Payment Fee | $35 |
Be the first to rate
Would you recommend USAA Preferred Cash Rewards Visa Signature® Credit Card to your friends?
Other Personal Credit Cards
USAA Personal Credit Cards
Wounded Warrior Project USAA Rewards™ Visa Signature® Card
Rating not yet determined
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.15% - 27.15%
Credit Score Range
680 - 850
Disabled American Veterans USAA Rewards™ Visa Signature® Card
Rating not yet determined
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.15% - 27.15%
Credit Score Range
680 - 850
USAA Rewards™ Visa Signature® Credit Card
Annual Fee
$0
Purchase APR
11.4% - 27.4%
Balance Transfer APR
11.90% - 27.90%
Credit Score Range
700 - 850
USAA Cashback Rewards Plus American Express®
Annual Fee
$0
Purchase APR
13.4% - 27.4%
Balance Transfer APR
13.90% - 27.90%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
11.4% - 27.4%
Balance Transfer APR
11.15% - 27.15%
Credit Score Range
700 - 850
USAA Rate Advantage Visa® Platinum Credit Card
Rating not yet determined
Annual Fee
$0
Purchase APR
8.4% - 25.4%
Balance Transfer APR
8.9% - 25.9%
Credit Score Range
660 - 740
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.90% - 27.90%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.90% - 27.90%
Balance Transfer APR
12.90% - 27.90%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
- 121 Financial Credit Union Visa Platinum Secured Card
- 1st United Credit Union Visa Platinum Rewards Credit Card
- Blain's Farm and Fleet Mastercard
- L.L.Bean Mastercard Credit Card
- My BJ's Perks Mastercard
- Platinum Card from American Express®
- REI Co-op World Mastercard
- Rakuten Rewards Mastercard
- SaksFirst World Elite MasterCard®
- TD Cash Credit Card
- UNITY Visa Secured Credit Card
- metrostyle Credit Card
