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  USAA Preferred Cash Rewards Visa Signature® Credit Card

USAA Preferred Cash Rewards Visa Signature® Credit Card

in Personal Credit Cards from USAA

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USAA Preferred Cash Rewards Visa Signature® Credit Card

Claimed

in Personal Credit Cards from USAA

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 13.4% - 27.4%
Balance Transfer APR  (Variable APR) 13.90% - 27.90%
Credit Score Range 740 - 850

USAA Preferred Cash Rewards Visa Signature® Credit Card Review

USAA Preferred Cash Rewards Visa Signature® Credit Card is a cashback credit card issued by USAA. 

This card is for people with very good credit. You need a credit score of at least 740 to apply. If you're wondering whether USAA Preferred Cash Rewards Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a USAA Preferred Cash Rewards Visa Signature® Credit Card cash back or rewards program?

USAA Preferred Cash Rewards Visa Signature® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With USAA Preferred Cash Rewards Visa Signature® Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

USAA Preferred Cash Rewards Visa Signature® Credit Card Rewards
Rewards rate (all purchases) 1.5%
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the USAA Preferred Cash Rewards Visa Signature® Credit Card benefits?

USAA Preferred Cash Rewards Visa Signature® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for USAA Preferred Cash Rewards Visa Signature® Credit Card?

USAA Preferred Cash Rewards Visa Signature® Credit Card has a variable purchase APR that ranges from 13.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 13.90% up to 27.90%.

It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.

Does USAA Preferred Cash Rewards Visa Signature® Credit Card have an introductory APR offer?

No, USAA Preferred Cash Rewards Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. USAA Preferred Cash Rewards Visa Signature® Credit Card does not offer an introductory rate on new purchases.
USAA Preferred Cash Rewards Visa Signature® Credit Card Balance Transfers
Description
Balance Transfer APR 13.90% - 27.90%
Introductory Rate N/A
Intro APR period (months) N/A
USAA Preferred Cash Rewards Visa Signature® Credit Card Rates & Terms
Description
Balance Computation Average daily balance (including new purchases)
Purchase APR 13.4% - 27.4%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR 13.4% - 27.4%
Introductory Rate N/A
Intro APR period (months) N/A

What are the USAA Preferred Cash Rewards Visa Signature® Credit Card fees?

The following fees apply to USAA Preferred Cash Rewards Visa Signature® Credit Card:

  • There is no overlimit fee
USAA Preferred Cash Rewards Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does USAA Preferred Cash Rewards Visa Signature® Credit Card have a foreign transaction fee?

USAA Preferred Cash Rewards Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does USAA Preferred Cash Rewards Visa Signature® Credit Card report your account activity to credit bureaus?

USAA Preferred Cash Rewards Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for USAA Preferred Cash Rewards Visa Signature® Credit Card

  • Visit the USAA Preferred Cash Rewards Visa Signature® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   9800 Fredericksburg Road
    San Antonio, TX 78288 USA
  •   Visit Site

Message from USAA

Earn 1.5% cash back on your everyday purchases. Redeem your cash rewards anytime using your mobile device or computer. There's no limit on the amount you can earn. Enjoy no foreign transaction fees when you travel outside of the United States. Specia

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 9:00pm
  • Tuesday 7:00am - 9:00pm
  • Wednesday 7:00am - 9:00pm
  • Thursday 7:00am - 9:00pm
  • Friday 7:00am - 9:00pm
  • Saturday 8:30am - 5:00pm

Other Services by USAA

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Over-Limit Fee $0
Balance Transfer Fee % 3%
Late Fee Amount $35
Returned Payment Fee $35
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range 740 - 850
Card Network
  • Visa
Card Type
  • Cashback
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Extended Warranty  
Flight Insurance  
Fraud Liability  
Travel Insurance  
Every Purchase 1.5%
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 13.4% - 27.4%
Purchase APR (Variable APR) 13.4% - 27.4%
Balance Computation Average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 13.90% - 27.90%

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