Who is this credit card designed for?
USAA Preferred Cash Rewards Visa Signature® is a credit card issued by USAA, which is based in San Antonio, TX.
USAA Preferred Cash Rewards Visa Signature® is designed for people with a credit score of 740 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
USAA Preferred Cash Rewards Visa Signature® has a variable purchase APR that ranges from 13.4% to 27.4%. Balance transfer APRs range from 13.4% to 27.4%.
Is an introductory APR offer available?
No, USAA Preferred Cash Rewards Visa Signature® does not come with an introductory APR offer.
What are the fees?
The following fees apply to USAA Preferred Cash Rewards Visa Signature®:
- There is no annual fee
- A late payment penalty of $35.
- A returned payment fee of $35.
- There is no overlimit fee
- There are no foreign transaction fees
Is a rewards program offered?
USAA Preferred Cash Rewards Visa Signature® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
USAA Preferred Cash Rewards Visa Signature® doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
USAA Preferred Cash Rewards Visa Signature® doesn't offer a cash loyalty bonus.
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Other Services by USAA
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
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- Employed Full-Time
- Employed Part-Time
- Active Duty Military
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- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card
- U.S. Citizen
- U.S. Permanent Resident
- Every Purchase