Who is this credit card designed for?

USAA Preferred Cash Rewards Visa Signature® is a credit card issued by USAA, which is based in San Antonio, TX, and was established in 1922.

USAA Preferred Cash Rewards Visa Signature® is designed for people with a credit score of 740 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

USAA charges a variable APR on new purchases that ranges from 13.15% to 27.15%. Balance transfer APRs, which are also variable, range from 13.15% to 27.15%

Is an introductory APR offer available?

No, USAA Preferred Cash Rewards Visa Signature® does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Preferred Cash Rewards Visa Signature®:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

USAA Preferred Cash Rewards Visa Signature® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

USAA Preferred Cash Rewards Visa Signature® doesn't offer a cash signup bonus.

What additional benefits are offered?

USAA Preferred Cash Rewards Visa Signature® provides the following benefits:

  • Car rental insurance
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance
  • How does USAA Preferred Cash Rewards Visa Signature® describe itself?

    Earn 1.5% cash back on your everyday purchases. Redeem your cash rewards anytime using your mobile device or computer. There's no limit on the amount you can earn. Enjoy no foreign transaction fees when you travel outside of the United States. Specia

    • Credit Score Range
      740 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Returned Payment Fee
    • No Annual Fee
    • No Foreign Transaction Fee
    • Card Type
      • Cash Back
      • Balance Transfer
      • Rewards
    • Card Network
    • Car Rental Insurance
    • Extended Warranty
    • Flight Insurance
    • Fraud Liability
    • Travel Insurance
    • Cashback
    • Rewards Categories
      Every Purchase
    • Balance Computation
      Average daily balance (including new purchases)
    • Purchases APR (variable)
      13.15% - 27.15%
    • Transfer Fee
      up to 3%
    • Balance Transfer APR (variable)
      13.15% - 27.15%
    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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