SuperMoney

USAA Preferred Cash Rewards Visa Signature®

in Personal Credit Cards

Unaffiliated Visit Site

USAA Preferred Cash Rewards Visa Signature®

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend USAA Preferred Cash Rewards Visa Signature® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

USAA Preferred Cash Rewards Visa Signature® is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Preferred Cash Rewards Visa Signature® is designed for people with a credit score of 740 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

USAA Preferred Cash Rewards Visa Signature® has a variable purchase APR that ranges from 13.4% to 27.4%. Balance transfer APRs range from 13.4% to 27.4%.

Is an introductory APR offer available?

No, USAA Preferred Cash Rewards Visa Signature® does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Preferred Cash Rewards Visa Signature®:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

USAA Preferred Cash Rewards Visa Signature® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

USAA Preferred Cash Rewards Visa Signature® doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Preferred Cash Rewards Visa Signature® doesn't offer a cash loyalty bonus.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
25
Over-Limit Fee
$0
Minimum Interest Charge
$0
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$35
Returned Payment Fee
$35
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Credit Score Range
740 - 850
850 300 740
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age
18
Customer Type
Personal
Flight Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Rewards Categories
  • Every Purchase
Every Purchase
1.5%
Purchases APR
(Variable APR)
13.4% - 27.4%
0% 29%
Balance Computation
Average daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
13.4% - 27.4%
8% 29%
Transfer Fee
3%
Transfer Fee
up to 3%

Be the first to rate

Would you recommend USAA Preferred Cash Rewards Visa Signature® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards