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USAA Preferred Cash Rewards Visa Signature® Credit Card

in Personal Credit Cards

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USAA Preferred Cash Rewards Visa Signature® Credit Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

USAA Preferred Cash Rewards Visa Signature® Credit Card is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Preferred Cash Rewards Visa Signature® Credit Card is designed for people with a credit score of 740 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

What are the relevant APRs?

USAA Preferred Cash Rewards Visa Signature® Credit Card has a variable purchase APR that ranges from 13.4% up to 27.4%.

The card has a variable balance transfer APR that ranges from 13.4% up to 27.4%.

It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.

Is an introductory APR offer available?

No, USAA Preferred Cash Rewards Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.

USAA Preferred Cash Rewards Visa Signature® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to USAA Preferred Cash Rewards Visa Signature® Credit Card:

  • There is no annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

The rewards program. allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

USAA Preferred Cash Rewards Visa Signature® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Preferred Cash Rewards Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 USAA Preferred Cash Rewards Visa Signature® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does USAA Preferred Cash Rewards Visa Signature® Credit Card report your account activity to credit bureaus?

USAA Preferred Cash Rewards Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Minimum Interest Charge $0
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Late Payment Penalty $35
Returned Payment Fee $35
Balance Transfer Fee % 3%
Minimum Age 18
Credit Score Range 740 - 850
850 300 740
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Flight Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Every Purchase 1.5%
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) 13.4% - 27.4%
Cash Advance APR (Variable APR) 13.4% - 27.4%
Balance Computation Average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 13.4% - 27.4%

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