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  Staples® Personal More Account

Staples® Personal More Account

in Personal Credit Cards from Citibank

Unaffiliated

Staples® Personal More Account

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Staples® Personal More Account Review

Staples® Personal More Account is a store credit card issued by Citibank. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Staples® Personal More Account is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Staples® Personal More Account
Pros Cons
  • 5% back in rewards every day
  • Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only.
  • Dedicated customer service, online account management and itemized billing detail.
  • High purchase APR of 29.99%
  • Is there a Staples® Personal More Account cash back or rewards program?

    No, Staples® Personal More Account does not offer a rewards program.

    Staples® Personal More Account Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the relevant APRs for Staples® Personal More Account?

    Staples® Personal More Account has a variable purchase APR of up to 29.99%.

    Does Staples® Personal More Account have an introductory APR offer?

    Staples® Personal More Account does not offer an introductory rate on new purchases.
    Staples® Personal More Account Rates & Terms

    What are the Staples® Personal More Account fees?

    The following fees apply to Staples® Personal More Account:

    Staples® Personal More Account Fees
    Fees Amount
    Annual Fee $0
    Late Payment Fee up to $39

    Does Staples® Personal More Account report your account activity to credit bureaus?

    Staples® Personal More Account reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Staples® Personal More Account

    • Visit the Citibank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    No Annual Fee  
    Minimum Interest Charge $2
    Late Fee Amount Up to $39
    Minimum Age 18
    Credit Score Range 650 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Bonus Rewards - 5% back in rewards every day - Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only. - Dedicated customer service, online account management and itemized billing detail.
    Purchase APR (Variable APR) Up to 29.99%

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