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  Staples® Personal More Account

Staples® Personal More Account

in Personal Credit Cards from Citibank

Unaffiliated

Staples® Personal More Account

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Staples® Personal More Account Review

Staples® Personal More Account is a store credit card issued by Citibank.  If you're wondering whether Staples® Personal More Account is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good The Bad
  • 5% back in rewards every day
  • Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only.
  • Dedicated customer service, online account management and itemized billing detail.
  • No annual fee.
  • Staples® Personal More Account reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Staples® Personal More Account cash back or rewards program?

No, Staples® Personal More Account does not offer a rewards program.

What are the relevant APRs for Staples® Personal More Account?

Staples® Personal More Account has a variable purchase APR of up to 29.99%.

Does Staples® Personal More Account have an introductory APR offer?

Staples® Personal More Account does not offer an introductory rate on new purchases.
Staples® Personal More Account Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
Staples® Personal More Account Rates & Terms
Description
Balance Computation N/A
Purchase APR Up to 29.99%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR N/A
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Staples® Personal More Account fees?

The following fees apply to Staples® Personal More Account:

Staples® Personal More Account Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $39

Does Staples® Personal More Account report your account activity to credit bureaus?

Staples® Personal More Account reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Staples® Personal More Account

  • Visit the Staples® Personal More Account website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Late Fee Amount Up to $39
Minimum Interest Charge $2
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Card Network
  • Other
Card Type
  • Store Card
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - 5% back in rewards every day - Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only. - Dedicated customer service, online account management and itemized billing detail.
Purchase APR (Variable APR) Up to 29.99%

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