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  Staples® Personal More Account

Staples® Personal More Account

in Personal Credit Cards from Citibank

Unaffiliated

Staples® Personal More Account

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Staples® Personal More Account Review

Staples® Personal More Account is a store credit card issued by Citibank. If you're wondering whether Staples® Personal More Account is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Staples® Personal More Account Pros & Cons
The Good The Bad
  • 5% back in rewards every day
  • Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only.
  • Dedicated customer service, online account management and itemized billing detail.
  • No annual fee.
  • Staples® Personal More Account reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Staples® Personal More Account FAQ

Is there a Staples® Personal More Account cash back or rewards program?

No, Staples® Personal More Account does not offer a rewards program.

What are the relevant APRs for Staples® Personal More Account?

Staples® Personal More Account has a variable purchase APR of up to 29.99%.

Does Staples® Personal More Account have an introductory APR offer on balance transfers?

No, Staples® Personal More Account does not come with an introductory APR offer for balance transfers.

Does Staples® Personal More Account have an introductory APR offer on new purchases?

Staples® Personal More Account does not offer an introductory rate on new purchases.
Staples® Personal More Account Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Staples® Personal More Account?

The following fees apply to Staples® Personal More Account:

Staples® Personal More Account Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $39

Does Staples® Personal More Account report your account activity to credit bureaus?

Staples® Personal More Account reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Staples® Personal More Account

  • Visit the Staples® Personal More Account website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - 5% back in rewards every day - Free next-day delivery on orders over $49.99. Order by 5pm local time. Excludes weekends and holidays. Eligible items only. - Dedicated customer service, online account management and itemized billing detail.
Purchase APR (Variable APR) Up to 29.99%

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