Staples® Personal More Account
in Personal Credit Cards from Citibank
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| Purchase APR (Variable APR) | Up to 29.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Staples® Personal More Account Review
Staples® Personal More Account is a store credit card issued by Citibank. If you're wondering whether Staples® Personal More Account is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Staples® Personal More Account Pros & Cons
| The Good | The Bad |
|---|---|
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Staples® Personal More Account FAQ
Is there a Staples® Personal More Account cash back or rewards program?
No, Staples® Personal More Account does not offer a rewards program.
What are the relevant APRs for Staples® Personal More Account?
Staples® Personal More Account has a variable purchase APR of up to 29.99%.Does Staples® Personal More Account have an introductory APR offer on balance transfers?
No, Staples® Personal More Account does not come with an introductory APR offer for balance transfers.Does Staples® Personal More Account have an introductory APR offer on new purchases?
Staples® Personal More Account does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Staples® Personal More Account?
The following fees apply to Staples® Personal More Account:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $39 |
Does Staples® Personal More Account report your account activity to credit bureaus?
Staples® Personal More Account reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Staples® Personal More Account
- Visit the Staples® Personal More Account website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $39 |
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