SuperMoney 
  First Premier Bank Credit Card

First Premier Bank Credit Card

in Personal Credit Cards from First Premier Bank

Unaffiliated

First Premier Bank Credit Card

Unaffiliated

in Personal Credit Cards from First Premier Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
2 users don't recommend
Cast your vote
Cast your vote

Would you recommend First Premier Bank Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $173.80
Purchase APR (Variable APR) Starting at 36%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 560 - 700

First Premier Bank Credit Card Review

First Premier Bank Credit Card is a credit card issued by First Premier Bank. 

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 560.

Accepts cosigners. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether First Premier Bank Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First Premier Bank Credit Card cash back or rewards program?

No, First Premier Bank Credit Card does not offer a rewards program.

First Premier Bank Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the relevant APRs for First Premier Bank Credit Card?

First Premier Bank Credit Card has a variable purchase APR starting at 36% .

It also has a variable cash advance APR starting at 36% .

Does First Premier Bank Credit Card have an introductory APR offer?

First Premier Bank Credit Card does not offer an introductory rate on new purchases.
First Premier Bank Credit Card Rates & Terms
Purchase APR Starting at 36%
Cash Advance APR Starting at 36%

What are the First Premier Bank Credit Card fees?

$173.80 Annual Fee. First Premier Bank Credit Card charges an annual fee of $173.80.

3% Foreign transaction fees. First Premier Bank Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to First Premier Bank Credit Card:

First Premier Bank Credit Card Fees
Fees Amount
Annual Fee $173.8
Initial Processing Fee $95
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $38

Does First Premier Bank Credit Card report your account activity to credit bureaus?

First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for First Premier Bank Credit Card

  • Visit the First Premier Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 27
Returned Payment Fee $35
Initial Processing Fee $95
Minimum Interest Charge $1
Annual Fee $173.80
Late Fee Amount $38
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 560 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Purchase APR (Variable APR) Starting at 36%
Cash Advance APR (Variable APR) Starting at 36%
Balance Computation average daily balance (including new purchases)

First Premier Bank Credit Card Community Reviews

 
 

Would you recommend First Premier Bank Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards