First Premier Bank Credit Card
in Personal Credit Cards from First Premier Bank
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| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 560 - 700 |
| Annual Fee | $124.80 |
| Purchase APR (Variable APR) | Starting at 36% |
First Premier Bank Credit Card Review
First Premier Bank Credit Card is a credit card issued by First Premier Bank. If you're wondering whether First Premier Bank Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 36%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
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Is there a First Premier Bank Credit Card cash back or rewards program?
No, First Premier Bank Credit Card does not offer a rewards program.
What are the relevant APRs for First Premier Bank Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. First Premier Bank Credit Card has higher than average purchase APRs.First Premier Bank Credit Card has a variable purchase APR starting at 36% . It also has a variable cash advance APR starting at 36% .
Does First Premier Bank Credit Card have an introductory APR offer on balance transfers??
No, First Premier Bank Credit Card does not come with an introductory APR offer for balance transfers.Does First Premier Bank Credit Card have an introductory APR offer on new purchases??
First Premier Bank Credit Card does not offer an introductory rate on new purchases.What are the First Premier Bank Credit Card fees?
The following fees apply to First Premier Bank Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | up to $124.8 |
| Initial Program Fee | $95 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does First Premier Bank Credit Card have a foreign transaction fee?
First Premier Bank Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does First Premier Bank Credit Card report your account activity to credit bureaus?
First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for First Premier Bank Credit Card
- Visit the First Premier Bank Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
601 S Minnesota Ave
Sioux Falls, SD 57104 - (605) 357-3000
- Visit Site
Other Services by First Premier Bank
Availability
Available in 48 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wyoming
Feature Breakdown
| Initial Program Fee | $95 |
| No Interest Grace Period for Late Payment | 27 days |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $124.80 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | $35 |
| Late Fee Amount | $38 |
First Premier Bank Credit Card Community Reviews
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