SuperMoney 

First Premier Bank Credit Card

in Personal Credit Cards from First Premier Bank

Unaffiliated Apply Now

First Premier Bank Credit Card

Unaffiliated

in Personal Credit Cards from First Premier Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend First Premier Bank Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR Starting at 36%
Balance Transfer APR N/A
Annual Fee $173.80
Credit Score Range 560 - 700

Overview

Who is this credit card designed for?

First Premier Bank Credit Card is a credit card issued by First Premier Bank, which is based in Sioux Falls, SD. 

First Premier Bank Credit Card is designed for people with a credit score of 560 to 700. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

First Premier Bank Credit Card has a variable purchase APR starting at 36%.

It also has a variable cash advance APR starting at 36%.

Is an introductory APR offer available?

No, First Premier Bank Credit Card does not come with an introductory APR offer for balance transfers.

First Premier Bank Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to First Premier Bank Credit Card:

  • An annual fee of $173.80. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $95.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, First Premier Bank Credit Card does not offer a rewards program.

Is a signup bonus offered?

First Premier Bank Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

First Premier Bank Credit Card doesn't offer a cash loyalty bonus.

Does First Premier Bank Credit Card report your account activity to credit bureaus?

First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 27
Returned Payment Fee $35
Initial Processing Fee $95
Minimum Interest Charge $1
Annual Fee $173.80
Late Fee Amount $38
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 560 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Purchase APR (Variable APR) Starting at 36%
Cash Advance APR (Variable APR) Starting at 36%
Balance Computation average daily balance (including new purchases)

Reviews

 
 

Would you recommend First Premier Bank Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards