First Premier Bank Credit Card
in Personal Credit Cards from First Premier Bank
Would you recommend First Premier Bank Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $173.80 |
| Purchase APR (Variable APR) | Starting at 36% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 560 - 700 |
First Premier Bank Credit Card Review
First Premier Bank Credit Card is a credit card issued by First Premier Bank.
This card is designed for people who have bad credit. The minimum credit score to apply is 560. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether First Premier Bank Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a First Premier Bank Credit Card cash back or rewards program?
No, First Premier Bank Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for First Premier Bank Credit Card?
First Premier Bank Credit Card has a variable purchase APR starting at 36% .
It also has a variable cash advance APR starting at 36% .
Does First Premier Bank Credit Card have an introductory APR offer?
First Premier Bank Credit Card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 36% |
| Cash Advance APR | Starting at 36% |
What are the First Premier Bank Credit Card fees?
The following fees apply to First Premier Bank Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $173.8 |
| Initial Program Fee | $95 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does First Premier Bank Credit Card have a foreign transaction fee?
First Premier Bank Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does First Premier Bank Credit Card report your account activity to credit bureaus?
First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for First Premier Bank Credit Card
- Visit the First Premier Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
601 S Minnesota Ave
Sioux Falls, SD 57104 - (605) 357-3000
- Visit Site
Other Services by First Premier Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 27 |
| Initial Program Fee | $95 |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $1 |
| Annual Fee | $173.80 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 3% |
First Premier Bank Credit Card Community Reviews
Would you recommend First Premier Bank Credit Card to your friends?
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