First Premier Bank Credit Card Review

First Premier Bank Credit Card is a credit card issued by First Premier Bank. 

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 560.

Accepts cosigners. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether First Premier Bank Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First Premier Bank Credit Card cash back or rewards program?

No, First Premier Bank Credit Card does not offer a rewards program.

First Premier Bank Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for First Premier Bank Credit Card?

First Premier Bank Credit Card has a variable purchase APR starting at 36% .

It also has a variable cash advance APR starting at 36% .

What are the First Premier Bank Credit Card fees?

$173.80 Annual Fee. First Premier Bank Credit Card charges an annual fee of $173.80.

3% Foreign transaction fees. First Premier Bank Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to First Premier Bank Credit Card:

First Premier Bank Credit Card Fees

Fees	Amount
Annual Fee	$173.8
Initial Processing Fee	$95
Foreign Transaction Fee	3%
Returned Payment Fee	$35
Late Payment Fee	$38

Does First Premier Bank Credit Card report your account activity to credit bureaus?

First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for First Premier Bank Credit Card

• Visit the First Premier Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.