First Premier Bank Credit CardUnaffiliated Apply Now
First Premier Bank Credit CardUnaffiliated
Strongly not recommended
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|Community Rating||Strongly not recommended|
|Purchase APR||Starting at 36%|
|Balance Transfer APR||N/A|
|Credit Score Range||560 - 700|
Who is this credit card designed for?
First Premier Bank Credit Card is a credit card issued by First Premier Bank, which is based in Sioux Falls, SD.
First Premier Bank Credit Card is designed for people with a credit score of 560 to 700. First Premier Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
First Premier Bank Credit Card has a variable purchase APR starting at 36%.
It also has a variable cash advance APR starting at 36%.
Is an introductory APR offer available?
No, First Premier Bank Credit Card does not come with an introductory APR offer for balance transfers.
First Premier Bank Credit Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to First Premier Bank Credit Card:
- An annual fee of $173.80. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- An initial processing fee of $95.
- A late payment penalty of up to $38.
- A returned payment fee of up to $35.
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
No, First Premier Bank Credit Card does not offer a rewards program.
Is a signup bonus offered?
First Premier Bank Credit Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
First Premier Bank Credit Card doesn't offer a cash loyalty bonus.
Does First Premier Bank Credit Card report your account activity to credit bureaus?
First Premier Bank Credit Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Other Services by First Premier Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||27|
|Returned Payment Fee||$35|
|Initial Processing Fee||$95|
|Minimum Interest Charge||$1|
|Late Fee Amount||$38|
|Foreign Currency Transaction Fee||3%|
|Credit Score Range||
560 - 700
|Immigration Status Considered||
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Purchase APR (Variable APR)||Starting at 36%|
|Cash Advance APR (Variable APR)||Starting at 36%|
|Balance Computation||average daily balance (including new purchases)|