My Best Buy Visa Card
in Personal Credit Cards from Citibank
Cast your vote
Would you recommend My Best Buy Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | Starting at 26.99% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 26.99% |
| Rewards Rates |
|
My Best Buy Visa Card Review
My Best Buy Visa Card is a store rewards credit card issued by Citibank. If you're wondering whether My Best Buy Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 48 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 26.99%
- No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. My Best Buy Visa Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $15.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Gas rewards. Earn up to 3% for every $1 you spend on gas.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
|---|---|
|
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Is there a My Best Buy Visa Card cash back or rewards program?
My Best Buy Visa Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does My Best Buy Visa Card have a signup bonus?
My Best Buy Visa Card doesn't offer a cash signup bonus.Does My Best Buy Visa Card offer an annual loyalty bonus?
My Best Buy Visa Card doesn't offer a cash loyalty bonus.What are the relevant APRs for My Best Buy Visa Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. My Best Buy Visa Card has higher than average purchase APRs.My Best Buy Visa Card has a variable purchase APR starting at 26.99% . The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR of 30.24% .
Does My Best Buy Visa Card have an introductory APR offer on balance transfers?
No, My Best Buy Visa Card does not come with an introductory APR offer for balance transfers.Does My Best Buy Visa Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 48 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 48 |
What are the My Best Buy Visa Card fees?
The following fees apply to My Best Buy Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | $39 |
Does My Best Buy Visa Card have a foreign transaction fee?
My Best Buy Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.How to apply for My Best Buy Visa Card
- Visit the My Best Buy Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy. |
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