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  My Best Buy Visa Card

My Best Buy Visa Card

in Personal Credit Cards from Citibank

Unaffiliated

My Best Buy Visa Card

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score +25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) Starting at 26.99%
Balance Transfer APR  (Variable APR) Starting at 26.99%
Credit Score Range 640 - 850

My Best Buy Visa Card Review

My Best Buy Visa Card is a store rewards credit card issued by Citibank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether My Best Buy Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of My Best Buy Visa Card
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a My Best Buy Visa Card cash back or rewards program?

    My Best Buy Visa Card offers a rewards program to its customers.

    My Best Buy Visa Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does My Best Buy Visa Card have a signup bonus?

    My Best Buy Visa Card doesn't offer a cash signup bonus.

    Does My Best Buy Visa Card offer an annual loyalty bonus?

    My Best Buy Visa Card doesn't offer a cash loyalty bonus.

    What are the relevant APRs for My Best Buy Visa Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. My Best Buy Visa Card has higher than average purchase APRs.

    My Best Buy Visa Card has a variable purchase APR starting at 26.99% . The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR of 30.24% .

    Does My Best Buy Visa Card have an introductory APR offer?

    No, My Best Buy Visa Card does not come with an introductory APR offer for balance transfers.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 48 months.

    My Best Buy Visa Card Balance Transfers
    Description
    Balance Transfer APR Starting at 26.99%
    Introductory Rate N/A
    Intro APR period (months) N/A
    My Best Buy Visa Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR Starting at 26.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 30.24%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 48

    What are the My Best Buy Visa Card fees?

    The following fees apply to My Best Buy Visa Card:

    My Best Buy Visa Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 5%
    Minimum Balance Transfer Fee $15
    Late Payment Fee $39

    Does My Best Buy Visa Card have a foreign transaction fee?

    My Best Buy Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    How to apply for My Best Buy Visa Card

    • Visit the My Best Buy Visa Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $15
    Late Fee Amount $39
    Minimum Interest Charge $1
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Bonus Rewards Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit. Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations. Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at membership clubs (sports, recreation and athletic), golf courses and sporting goods stores. Valid through 1/1/19 – 3/31/2019. Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.
    Rewards Categories
    • Every Purchase
    • Gas
    • Gym Memberships
    • Restaurants
    Cash Advance APR (Variable APR) 30.24%
    Purchase APR (Variable APR) Starting at 26.99%
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) Starting at 26.99%

    My Best Buy Visa Card Community Reviews

     

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