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  My Best Buy Visa Card

My Best Buy Visa Card

in Personal Credit Cards from Citibank

Unaffiliated

My Best Buy Visa Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) Starting at 26.99%
Balance Transfer APR (Variable APR) Starting at 26.99%
Credit Score Range 640 - 850

Overview

Who is My Best Buy Visa Card designed for?

What are the relevant APRs for My Best Buy Visa Card?

My Best Buy Visa Card has a variable purchase APR starting at 26.99%. The card has a variable balance transfer APR starting at 26.99%.

It also has a variable cash advance APR of 30.24%.

Does My Best Buy Visa Card have an introductory APR offer?

No, My Best Buy Visa Card does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0% for a period of months.

My Best Buy Visa Card Rates & Terms
Purchase APR Starting at 26.99%
Balance Transfer APR Starting at 26.99%
Cash Advance APR 30.24%

What are the My Best Buy Visa Card fees?

The following fees apply to My Best Buy Visa Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.

Does My Best Buy Visa Card have a foreign transaction fee?

My Best Buy Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
My Best Buy Visa Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $15
Late Payment Fee $39

Is there a My Best Buy Visa Card cash back or rewards program?

My Best Buy Visa Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Gyms
  • Restaurants

Does My Best Buy Visa Card have a signup bonus?

My Best Buy Visa Card doesn't offer a cash signup bonus.

Does My Best Buy Visa Card offer an annual loyalty bonus?

My Best Buy Visa Card doesn't offer a cash loyalty bonus.

How to apply for My Best Buy Visa Card

  • Visit the Citibank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Minimum Interest Charge $1
Late Fee Amount $39
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $15
Minimum Age 18
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Bonus Rewards Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit. Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations. Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at membership clubs (sports, recreation and athletic), golf courses and sporting goods stores. Valid through 1/1/19 – 3/31/2019. Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.
Every Purchase Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
Rewards Categories
  • Every Purchase
  • Gas
  • Gyms
  • Restaurants
Purchase APR (Variable APR) Starting at 26.99%
Cash Advance APR (Variable APR) 30.24%
Introductory Rate 0%
Balance Transfer APR (Variable APR) Starting at 26.99%

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