
My Best Buy Visa
in Personal Credit Cards from Citibank
Would you recommend My Best Buy Visa to your friends?
Community Rating | Mostly recommended |
Purchase APR (Variable APR) | 25.24% |
Balance Transfer APR (Variable APR) | 25.24% |
Credit Score Range | 640 - 850 |
Annual Fee | $0 - $59 |
Number of Reviews | 9 |
My Best Buy Visa Review
This is a store rewards credit card issued by Citibank. If you're wondering whether Best Buy credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 6 points per dollar spent.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.24%
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $59 for the privilege.
- 5% Balance transfer fee. My Best Buy Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $15.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Gas rewards. 3% cashback on eligible gas purchases.
- Fair or better credit required. You will have good approval oods if your credit score is above640.
The Good | The Bad |
---|---|
|
|
Does Best Buy credit card have a cash back or rewards program?
Best Buy credit card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 6x |
Annual rewards limit | N/A |
Does Best Buy credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Best Buy credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Best Buy credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Best Buy credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 25.24%. The card has a variable balance transfer APR of 25.24% . It also has a variable cash advance APR of 27.99% .
Does Best Buy credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Best Buy credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Best Buy credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $59 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $40 |
Does Best Buy credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Best Buy credit card?
The Best Buy credit card customer service number is .
How do people rate the customer service and user experience of Best Buy credit card?
Overall, Best Buy credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does My Best Buy Visa report your account activity to credit bureaus?
Yes, My Best Buy Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Best Buy credit card
- Visit the Best Buy credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank

Message From Citibank
Message From Our Editor
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Eligible In-Store Purchases | 1% - 6% |
Every Purchase (Points) | 1% back in rewards on everyday purchases. |
My Best Buy Visa Community Reviews
Would you recommend My Best Buy Visa to your friends?
Citibank Personal Credit Cards
- Access Community Credit Union Platinum Mastercard
- American Airlines Credit Union Visa® Platinum Rewards credit card
- BMW Precision World Elite Mastercard®
- Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card
- Disney® Premier Visa® Card
- Fiat DrivePlus Mastercard®
- GameStop Power Up Rewards Credit Card
- Gate City Bank Secured Card
- Hudson Valley Federal Credit Union Visa Signature Credit Card
- LGE Community Credit Union Visa Achiever
- Members 1st Credit Union Visa First
- OnPoint Community Credit Union Platinum Visa Credit Card