
Holland America Line Rewards Visa Card
Would you recommend Holland America Line Rewards Visa Card to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) |
17.24% - 27.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
17.24% - 27.24% (Verified 08/04/2023) |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Number of Reviews | 6 |
Holland America Line Rewards Visa Card Review
This is a rewards card issued by Barclays Bank. If you're wondering whether Holland America Line Rewards Visa Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- You will earn 5,000 bonus points after a Net Purchase or balance transfer is made.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.24% up to 27.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Holland America Line Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Holland America Line Rewards Visa Card
The Good | The Bad |
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Holland America Line Rewards Visa Card FAQ
Does Holland America Line Rewards Visa Card have a cash back or rewards program?
Holland America Line Rewards Visa Card is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 5000 |
Does Holland America Line Rewards Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Holland America Line Rewards Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Holland America Line Rewards Visa Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Holland America Line Rewards Visa Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Holland America Line Rewards Visa Card has a variable purchase APR that ranges from 17.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 27.24%. It also has a variable cash advance APR of 27.49% .
Does Holland America Line Rewards Visa Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 17.24% - 27.24% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 5% |
Does Holland America Line Rewards Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Holland America Line Rewards Visa Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $ |
Initial Program Fee | $ |
Foreign Transaction Fee | 0% |
Returned Payment Fee | Starting at $ up to $40 |
Late Payment Fee | Starting at up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Holland America Line Rewards Visa Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Holland America Line Rewards Visa Card?
The Holland America Line Rewards Visa Card customer service number is (888) 710-8756.
What is the support contact email for Holland America Line Rewards Visa Card?
The support contact email for Holland America Line Rewards Visa Card is online@barclaysus.com.
What is the Holland America Line Rewards Visa Card login page?
You can access the Holland America Line Rewards Visa Card login page here.
How do people rate the customer service and user experience of Holland America Line Rewards Visa Card?
Overall, Holland America Line Rewards Visa Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Holland America Line Rewards Visa Card report your account activity to credit bureaus?
Yes, Holland America Line Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Holland America Line Rewards Visa Card
- Visit the Holland America Line Rewards Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - (888) 710-8756
- Visit Site
- Email Support
Other Services by Barclays Bank
Other Credit Cards by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
Holland America Line Rewards Visa Card Community Reviews
Would you recommend Holland America Line Rewards Visa Card to your friends?
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