Overview

Who Is Holland America Line Rewards Visa Card Designed For?

Holland America Line Rewards Visa Card is a personal credit card designed for individuals with good or excellent credit who are looking for extra perks related to Holland America purchases. The card’s reward program offers double points on Holland America purchases as well as earnings on all purchases. The credit card also comes with an introductory 0% APR for 15 months on balance transfers. Hence, if you are interested in those kinds of savings and prefer a card with no annual fee, Holland America Line Rewards Visa Card might be for you.

What Are the Rates for Holland America Line Rewards Visa Card?

Holland America Line Rewards Visa Card has a rate for purchases that ranges from 15.49% APR to 25.49% APR based on creditworthiness. The card has an introductory 0% APR for 15 months on balance transfers, after which the rate ranges from 15.49% APR to 25.49% APR based on creditworthiness. The rate for cash advances is 26.74% APR. There is no penalty APR. APRs will vary with the market based on the prime rate.

What Are the Fees for Holland America Line Rewards Visa Card?

There is no annual fee. There is no foreign transaction fee. Balance transfers incur a fee of either 3% of the amount of each transfer or $5, whichever is greater. Cash advances incur a fee of either 5% of the amount of each cash advance or $10, whichever is greater. Late payments incur a fee up to $37. Returned payments incur a fee up to $37.

What Is the Rewards Program Like for Holland America Line Rewards Visa Card?

Cardholders earn 2 points for every $1 spent on Holland America purchases and 1 point for every $1 spent on purchases elsewhere. Points can be redeemed for a variety of purposes including discounts on Holland America cruises, onboard amenities, gift cards and statement credits toward airfare. There are no limits to the total points you can earn and points do not expire.

What Is the Signup Bonus for Holland America Line Rewards Visa Card?

With Holland America Line Rewards Visa Card, cardholders earn 5,000 bonus points after their first purchase is made using the card.

Does Holland America Line Rewards Visa Card Have Any Other Benefits?

Holland America Line Rewards Visa Card offers $0 fraud liability protection and concierge services including recommendations and reservation assistance for travel, dining and entertainment. The Visa’s benefits can also include auto rental collision damage waiver insurance, roadside dispatch and extended warranty.

How Is Holland America Line Rewards Visa Card Better Than Other Credit Cards?

Holland America Line Rewards Visa Card has no annual fee, no foreign transaction fee and an introductory 0% APR for 15 months on balance transfers. The rewards program offers points on all purchases and extra points on Holland America purchases. The credit card also comes with added benefits like $0 fraud liability and concierge services.