Keys Federal Credit Union Visa Signature Rewards

Keys Federal Credit Union Visa Signature Rewards Review

This is a rewards credit card issued by Keys Federal Credit Union. If you're wondering whether Keys Federal Credit Union Visa Signature Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Keys Federal Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.65% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 2%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Does Keys Federal Credit Union Visa Signature Rewards have a cash back or rewards program?

Keys Federal Credit Union Visa Signature Rewards is a rewards card. This card features rewards for purchases in the following categories:

What are the Keys Federal Credit Union Visa Signature Rewards benefits?

It provides the following benefits:

• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Keys Federal Credit Union Visa Signature Rewards?

Keys Federal Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.65% up to 18%. The card has a variable balance transfer APR that ranges from 11.65% up to 18%. It also has a variable cash advance APR that ranges from 11.65% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Keys Federal Credit Union Visa Signature Rewards?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Keys Federal Credit Union Visa Signature Rewards report your account activity to credit bureaus?

Yes, Keys Federal Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Keys Federal Credit Union Visa Signature Rewards

• Visit the Keys Federal Credit Union Visa Signature Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.