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  El Dorado Furniture Credit Card
El Dorado Furniture Credit Card
in Credit Cards from Comenity Bank
Unaffiliated

El Dorado Furniture Credit Card

Unaffiliated
in Credit Cards from Comenity Bank
SuperMoney Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A
Number of Reviews 5

El Dorado Furniture Credit Card Review

This is a store credit card issued by Comenity Bank. If you're wondering whether El Dorado credit card is the right card for you, read on.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of El Dorado credit card

The Good The Bad
  • 0% APR on new purchases during the first 24 months. There is then a variable purchase APR of 29.99%.
  • El Dorado Furniture Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

El Dorado credit card FAQ

Does El Dorado credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the El Dorado credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for El Dorado credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

El Dorado Furniture Credit Card has a variable purchase APR of 29.99%.

Does El Dorado credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does El Dorado credit card have an intro APR offer on new purchases?

El Dorado Furniture Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 24 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 24 months.

What are the fees for El Dorado credit card?

The following fees apply:

El Dorado credit card Fees
Fees Amount
Annual Fee

What is the customer service phone number for El Dorado credit card?

The El Dorado credit card customer service number is (185) 579-69632.

What is the support contact email for El Dorado credit card?

The support contact email for El Dorado credit card is webmaster@comenity.net.

What is the El Dorado credit card login page?

You can access the El Dorado credit card login page here.

How do people rate the customer service and user experience of El Dorado credit card?

Overall, El Dorado credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does El Dorado Furniture Credit Card report your account activity to credit bureaus?

Yes, El Dorado Furniture Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for El Dorado credit card

  • Visit the El Dorado credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From El Dorado credit card

Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets. From the start, the Comenity mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs. It’s why our cardmembers are supported by care centers that have been recognized for excellence 15 consecutive times—a record for the financial services industry. It’s also why Comenity Direct was created. Our high-yield savings products and CDs deliver highly competitive rates, a simplified banking experience and elevated customer care to give customers what they want and what they deserve.

El Dorado Furniture BLUCard Credit Card. Refresh your home's style and pay later! You'll love the special perks.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank
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CD Accounts

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Savings Accounts

2 Products

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Comenity Direct High Yield Savings Account

Bread Savings High Yield Savings

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 24 months
No Annual Fee
Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
APR Type Variable APR
Purchase APR (Variable APR) 29.99%
Card Type
  • Store Card
Card Network Other

El Dorado Furniture Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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