Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Overstock™ Store Credit Card Review
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Overstock credit card
| The Good | The Bad |
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Overstock credit card FAQ
Does Overstock credit card have a cash back or rewards program?
| Description |
How do people rate the customer service and user experience of Overstock credit card?
Does Overstock™ Store Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Comenity Bank perform a hard credit pull?
How to apply for Overstock credit card
- Visit the website of Overstock credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Other Services by Comenity Bank
Other Credit Cards from Comenity Bank
Purchase APR
Balance Transfer APR
Credit Score Range
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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View AllSponsored
Sponsored
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-50
Overstock™ Store Credit Card Community Reviews
Would you recommend Overstock™ Store Credit Card to your friends?
Tyler G.
Dec 4, 2023
May or may not recommend
Dennis T.
Jul 13, 2023
May or may not recommend
Mary L P.
Aug 29, 2022
May or may not recommend
Robin C.
Apr 24, 2020
May or may not recommend
Showing 4 of 4 reviews
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