Overstock™ Store Credit Card
in Personal Credit Cards from Comenity
Would you recommend Overstock™ Store Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Overstock™ Store Credit Card Review
This is a store credit card issued by Comenity. If you're wondering whether Overstock credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
| The Good | The Bad |
|---|---|
|
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Does Overstock credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Overstock credit card?
It has a variable purchase APR of up to 29.24%.Does Overstock credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Overstock credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Overstock credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Overstock credit card?
The Overstock credit card customer service number is (855) 796-9632.
What is the support contact email for Overstock credit card?
The support contact email for Overstock credit card is info@rh.com.
How do people rate the customer service and user experience of Overstock credit card?
Overall, Overstock credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Overstock™ Store Credit Card report your account activity to credit bureaus?
Yes, Overstock™ Store Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Overstock credit card
- Visit the Overstock credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - (855) 796-9632
- Visit Site
- Email Support
Other Services by Comenity
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Overstock™ Store Credit Card Community Reviews
Would you recommend Overstock™ Store Credit Card to your friends?
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