Overstock™ Store Credit Card
in Personal Credit Cards from Comenity
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Would you recommend Overstock™ Store Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Overstock™ Store Credit Card Review
Overstock™ Store Credit Card is a store credit card issued by Comenity. If you're wondering whether Overstock™ Store Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Overstock™ Store Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
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Overstock™ Store Credit Card FAQ
Is there a Overstock™ Store Credit Card cash back or rewards program?
No, Overstock™ Store Credit Card does not offer a rewards program.
What are the relevant APRs for Overstock™ Store Credit Card?
Overstock™ Store Credit Card has a variable purchase APR of up to 29.24%.Does Overstock™ Store Credit Card have an introductory APR offer on balance transfers?
No, Overstock™ Store Credit Card does not come with an introductory APR offer for balance transfers.Does Overstock™ Store Credit Card have an introductory APR offer on new purchases?
Overstock™ Store Credit Card does not offer an introductory rate on new purchases.| Description |
|---|
What are the fees for Overstock™ Store Credit Card?
The following fees apply to Overstock™ Store Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Overstock™ Store Credit Card report your account activity to credit bureaus?
Yes, Overstock™ Store Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Overstock™ Store Credit Card
- Visit the Overstock™ Store Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
Other Services by Comenity
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Overstock™ Store Credit Card Community Reviews
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