Bass Pro Club Mastercard

Bass Pro Club Mastercard Review

This is a rewards card issued by Capital One. If you're wondering whether Bass Pro credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $35.
• Competitive APRs. Bass Pro Club Mastercard has a variable purchase APR of 9.99%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Bass Pro Club Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bass Pro credit card

The Good

The Bad

No annual fee or foreign transaction fee Tiered points system based on spending and creditworthiness Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty and price protection on purchases. Free access to your credit score. Identity Theft Protection. Travel accident and travel assistance insurance. Trip Cancellation and Interruption Protection. Cardholders can earn rewards on purchases everywhere Bass Pro Club Mastercard is accepted. Bass Pro Club Mastercard reports to multiple credit bureaus.

Low cashback rewards, which can also be earned by using a Bass store Club card Low bonus offer Charges a 3% balance transfer fee

Bass Pro credit card FAQ

Does Bass Pro credit card have a cash back or rewards program?

Bass Pro credit card is a rewards card.

Bass Pro credit card Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $35

What are the Bass Pro credit card benefits?

It provides the following benefits:

• Free Credit Score
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Bass Pro credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Bass Pro Club Mastercard has a variable purchase APR of 9.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 26.99%. It also has a variable cash advance APR of 26.99% .

What are the fees for Bass Pro credit card?

The following fees apply:

Bass Pro Club Mastercard Fees

Description
Cash Advance Fee Minimum	$10
Cash Advance Fee (%)	Up to 4%
Minimum Cash Advance Fee ($)	Starting at $10
No Annual Fee?
Annual Fee	$0
Minimum Interest Charge	$0
No Interest Grace Period for Late Payment	25 days
Late Fee Amount	Up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Bass Pro Club Mastercard report your account activity to credit bureaus?

Yes, Bass Pro Club Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bass Pro credit card

• Visit the Bass Pro credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.