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  SavorOne Rewards for Good Credit from Capital One
SavorOne Rewards for Good Credit from Capital One Claimed

SavorOne Rewards for Good Credit from Capital One

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Highlights
Purchase APR 26.99%
Balance Transfer APR 26.99%
Credit Score Range 700 - 850
Annual Fee $0

SavorOne Rewards for Good Credit from Capital One Review

This is a credit card issued by Capital One. If you're wondering whether SavorOne Rewards for Good Credit from Capital One is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. SavorOne Rewards for Good Credit from Capital One charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of SavorOne Rewards for Good Credit from Capital One
The Good The Bad
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases.
  • You’ll earn the usual SavorOne dining and entertainment rewards, but won’t be eligible for bonus cash or 0% intro APR.
  • No annual fee.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • SavorOne Rewards for Good Credit from Capital One reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee. After the introductory period, the fee is 0% .
SavorOne Rewards for Good Credit from Capital One FAQ

Does SavorOne Rewards for Good Credit from Capital One have a cash back or rewards program?

No, it does not offer a rewards program.

What are the SavorOne Rewards for Good Credit from Capital One benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for SavorOne Rewards for Good Credit from Capital One?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

SavorOne Rewards for Good Credit from Capital One has a variable purchase APR of 26.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 26.99% .

Does SavorOne Rewards for Good Credit from Capital One have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does SavorOne Rewards for Good Credit from Capital One have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for SavorOne Rewards for Good Credit from Capital One?

The following fees apply:

SavorOne Rewards for Good Credit from Capital One Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does SavorOne Rewards for Good Credit from Capital One have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for SavorOne Rewards for Good Credit from Capital One?

The support contact email for SavorOne Rewards for Good Credit from Capital One is support@capitalone.com.

What is the SavorOne Rewards for Good Credit from Capital One login page?

You can access the SavorOne Rewards for Good Credit from Capital One login page here.

How do people rate the customer service and user experience of SavorOne Rewards for Good Credit from Capital One?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does SavorOne Rewards for Good Credit from Capital One report your account activity to credit bureaus?

Yes, SavorOne Rewards for Good Credit from Capital One reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for SavorOne Rewards for Good Credit from Capital One

  • Visit the SavorOne Rewards for Good Credit from Capital One website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Late Fee Amount Up to $40
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Concierge
No Reward Expiration Period
Rewards Categories
  • Groceries
  • Restaurants
  • Warehouse Clubs Purchases
  • Every Purchase
  • Entertainment
Cash Advance APR 26.99%
Balance Computation “Average daily balance (including new transactions).”
Purchase APR 26.99%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR 26.99%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Cashback
Card Network Visa

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