
Explore a similar product
Try this top product in Personal Credit Cards.
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 13.99% - 23.99% |
Balance Transfer APR (Variable APR) | 13.99% - 23.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Bank of America World Wildlife Fund Review
This is a cashback credit card issued by Bank of America. If you're wondering whether Bank of America World Wildlife Fund is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of $200 if you spend $1000 within 3 months.
- Competitive APRs. Bank of America World Wildlife Fund has a variable purchase APR that ranges from 13.99% up to 23.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Bank of America World Wildlife Fund charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
---|---|
|
|
Does Bank of America World Wildlife Fund have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | 1x |
Annual rewards limit | N/A |
Signup Bonus ($) | $200 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does Bank of America World Wildlife Fund have a signup bonus?
Yes, it offers card users a signup bonus worth up to $200 after spending $1000.
Does Bank of America World Wildlife Fund offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Bank of America World Wildlife Fund benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Bank of America World Wildlife Fund?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Bank of America World Wildlife Fund has a variable purchase APR that ranges from 13.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 23.99%. It also has a variable cash advance APR that ranges from 16.99% up to 27.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Bank of America World Wildlife Fund have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 13.99% - 23.99% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does Bank of America World Wildlife Fund have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Bank of America World Wildlife Fund?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Bank of America World Wildlife Fund have a foreign transaction fee?
Bank of America World Wildlife Fund charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Bank of America World Wildlife Fund?
The support contact email for Bank of America World Wildlife Fund is customerservicealert@bankofamerica.com.
How do people rate the customer service and user experience of Bank of America World Wildlife Fund?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Bank of America World Wildlife Fund report your account activity to credit bureaus?
Yes, Bank of America World Wildlife Fund reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Bank of America World Wildlife Fund
- Visit the Bank of America World Wildlife Fund website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 - Visit Site
- Email Support
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Bank of America World Wildlife Fund Community Reviews
Would you recommend Bank of America World Wildlife Fund to your friends?
Bank of America Personal Credit Cards
- 1st Advantage Federal Credit Union Rewards Mastercard
- American Express® National Bank Blue Credit Card
- Black Hills FCU Visa Traditional Credit Card
- Burkes Outlet Credit Card
- Burlington Credit Card
- Commerce Bank Special Connections Credit Card
- Jax FCU Secured Visa Credit Card
- Mayo Employees Federal Credit Union Visa Classic
- Members First Credit Union Utah VISA Platinum Rate Cards
- Northrop Grumman FCU Low Rate Visa Card
- Oregon Community CU NICE Visa Credit Card
- Walmart Credit Card