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  Bank of America World Wildlife Fund
Bank of America World Wildlife Fund Unaffiliated

Bank of America World Wildlife Fund

Unaffiliated
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 13.99% - 23.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 13.99% - 23.99%
(Verified 08/04/2023)
Credit Score Range 650 - 850
Annual Fee $0

Bank of America World Wildlife Fund Review

This is a cashback card issued by Bank of America. If you're wondering whether Bank of America World Wildlife Fund is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of up to $200 if you spend $1000 within 3 months.
  • Competitive APRs. Bank of America World Wildlife Fund has a variable purchase APR that ranges from 13.99% up to 23.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Bank of America World Wildlife Fund charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bank of America World Wildlife Fund

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 13.99% up to 23.99%.
  • No annual fee.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Bank of America World Wildlife Fund is accepted.
  • Bank of America World Wildlife Fund reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 3%.
  • Rewards bonus rate of only 1% on purchases. Terms apply*.
  • Charges a 3% balance transfer fee

Bank of America World Wildlife Fund FAQ

Does Bank of America World Wildlife Fund have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Bank of America World Wildlife Fund Rewards
Rewards rate (all purchases) N/A
Max rewards rate 1x
Annual rewards limit N/A
Signup Bonus ($) Starting at $200
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does Bank of America World Wildlife Fund have a signup bonus?

Yes, it offers card users a signup bonus worth up to $200 after spending $1000.

Does Bank of America World Wildlife Fund offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Bank of America World Wildlife Fund benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Bank of America World Wildlife Fund?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Bank of America World Wildlife Fund has a variable purchase APR that ranges from 13.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 23.99%. It also has a variable cash advance APR that ranges from 16.99% up to 27.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Bank of America World Wildlife Fund have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Bank of America World Wildlife Fund Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 13.99% - 23.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Does Bank of America World Wildlife Fund have an intro APR offer on new purchases?

Bank of America World Wildlife Fund Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Bank of America World Wildlife Fund?

The following fees apply:

Bank of America World Wildlife Fund Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 3%
Returned Payment Fee Starting at $ up to $29
Late Payment Fee Starting at up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Bank of America World Wildlife Fund have a foreign transaction fee?

Bank of America World Wildlife Fund charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Bank of America World Wildlife Fund?

The Bank of America World Wildlife Fund customer service number is (800) 932-2775.

What is the support contact email for Bank of America World Wildlife Fund?

The support contact email for Bank of America World Wildlife Fund is customerservicealert@bankofamerica.com.

What is the Bank of America World Wildlife Fund login page?

You can access the Bank of America World Wildlife Fund login page here.

How do people rate the customer service and user experience of Bank of America World Wildlife Fund?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Bank of America World Wildlife Fund report your account activity to credit bureaus?

Yes, Bank of America World Wildlife Fund reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bank of America World Wildlife Fund

  • Visit the Bank of America World Wildlife Fund website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3% - 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $1.50
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $29
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Free Credit Score
No Reward Expiration Period
Rewards Rates
  • Travel
  • Airfare
  • Drug Store Purchases
  • Furniture
  • Gas
  • Groceries
  • Home Improvement Purchases
  • Hotels
  • Restaurants
  • Warehouse Clubs Purchases
  • Every Purchase
  • Online
Signup Bonus Starting at $200
Cash Advance APR (Variable APR) 16.99% - 27.24%
APR Type Variable APR
Balance Computation Average daily balance (including new purchases).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 13.99% - 23.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.99% - 23.99%
(Verified 08/04/2023)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Cashback
  • Bonus Offers
Card Network Visa

Bank of America World Wildlife Fund Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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