Sleep Number Credit Card is a
credit card
issued by Synchrony Bank.
If you're wondering whether Sleep Number Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
High APRs. This is not a great card for people who carry a balance. It has a
variable
purchase APR
starting at
29.99%
The Good
The Bad
Up to 48 months of special financing.
No annual fee.
If the full balance is not paid within the special financing period, then the card holder will be charged interest retroactively for the full amount of the purchase(s).
Higher than average purchase APRs.
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.
Does not include many credit card rewards.
Is there a Sleep Number Credit Card cash back or rewards program?
No, Sleep Number Credit Card does not offer a rewards program.
What are the relevant APRs for Sleep Number Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
Sleep Number Credit Card has higher than average purchase APRs.
Sleep Number Credit Card has a
variable
purchase APR
starting at
29.99%
.
Does Sleep Number Credit Card have an introductory APR offer on balance transfers??
No, Sleep Number Credit Card does not come with an introductory APR offer for balance transfers.
Does Sleep Number Credit Card have an introductory APR offer on new purchases??
Sleep Number Credit Card does not offer an introductory rate on new purchases.
What are the Sleep Number Credit Card fees?
The following fees apply to Sleep Number Credit Card:
Sleep Number Credit Card Fees
Fees
Amount
Annual Fee
$0
Returned Payment Fee
up to $28
Late Payment Fee
up to $39
How to apply for Sleep Number Credit Card
Visit the Sleep Number Credit Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote