Volkswagen Service Credit Card

Volkswagen Service Credit Card Review

This is a store credit card issued by Citi®. If you're wondering whether Volkswagen Service Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Volkswagen Service Credit Card

The Good	The Bad
Special financing options available. No annual fee. Volkswagen Service Credit Card reports to multiple credit bureaus.	High interest rates. Higher than average purchase APRs. You need good credit to qualify. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Volkswagen Service Credit Card FAQ

Does Volkswagen Service Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Volkswagen Service Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Volkswagen Service Credit Card has a variable purchase APR of 29.99%.

What are the fees for Volkswagen Service Credit Card?

The following fees apply:

Volkswagen Service Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Volkswagen Service Credit Card report your account activity to credit bureaus?

Yes, Volkswagen Service Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Volkswagen Service Credit Card

• Visit the Volkswagen Service Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.