Volkswagen Service Credit Card Review

Volkswagen Service Credit Card is a store credit card issued by Citibank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Volkswagen Service Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Volkswagen Service Credit Card

The Good	The Bad
No annual fee. Volkswagen Service Credit Card reports to multiple credit bureaus. Special financing options available.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card rewards. High interest rates.

Is there a Volkswagen Service Credit Card cash back or rewards program?

No, Volkswagen Service Credit Card does not offer a rewards program.

Volkswagen Service Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for Volkswagen Service Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Volkswagen Service Credit Card has higher than average purchase APRs.

Volkswagen Service Credit Card has a variable purchase APR of 30.49%.

Volkswagen Service Credit Card Balance Transfers

Description
Balance Transfer APR	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

Volkswagen Service Credit Card Rates & Terms

Description
Balance Computation	N/A
Purchase APR	30.49%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	N/A
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Volkswagen Service Credit Card fees?

The following fees apply to Volkswagen Service Credit Card:

Volkswagen Service Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $39

Does Volkswagen Service Credit Card report your account activity to credit bureaus?

Volkswagen Service Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Volkswagen Service Credit Card

• Visit the Volkswagen Service Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.