Last Updated: 07/28/2025
Victoria's Secret Angel Credit Card
Claimed
in Credit Cards from Comenity Bank
Last Updated: 07/28/2025
SuperMoney User Recommendation Score -70
Strongly not recommended10 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Number of Reviews
Victoria's Secret Angel Credit Card Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Victoria's Secret Angel Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $15.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 24.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Victoria Secret credit card
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Victoria Secret credit card FAQ
Does Victoria Secret credit card have a cash back or rewards program?
Victoria Secret credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does Victoria Secret credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $15 .
Does Victoria Secret credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Victoria Secret credit card benefits?
Victoria's Secret Angel Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Victoria Secret credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Victoria's Secret Angel Credit Card has a variable purchase APR of 24.99%. Victoria's Secret Angel Credit Card does not offer balance transfers.
Does Victoria Secret credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Victoria's Secret Angel Credit Card does not offer balance transfers.Does Victoria Secret credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Victoria Secret credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Victoria Secret credit card?
The customer service number for Victoria Secret credit card is (185) 579-69632.
What is the login page for Victoria Secret credit card?
You can access the login page of Victoria Secret credit card here.
How do people rate the customer service and user experience of Victoria Secret credit card?
Overall, Victoria Secret credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Victoria's Secret Angel Credit Card report your account activity to credit bureaus?
Yes, Victoria's Secret Angel Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Comenity Bank perform a hard credit pull?
Yes, Victoria Secret credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Victoria Secret credit card
- Visit the website of Victoria Secret credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Victoria Secret credit card
Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM