Victoria's Secret Angel Credit Card Review

Victoria's Secret Angel Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Victoria's Secret Angel Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of $25 if you spend $1.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.24%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

Victoria's Secret Angel Credit Card Pros and Cons:

The Good	The Bad
Cardholders receive a birthday gift each year. Free shipping and triple points on purchases that include bras. Cardholders are offered early access to major sales. No annual fee. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Victoria's Secret Angel Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	APR over 20%. The Victoria"s Secret Store Credit Card is not a major credit card that can be used at other locations. Cardholders can lose their accumulated points if there is card inactivity for 12 months Higher than average purchase APRs. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Victoria's Secret Angel Credit Card cash back or rewards program?

Victoria's Secret Angel Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Retail

Victoria's Secret Angel Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$25
Signup Bonus Spend Requirement	$1

What are the relevant APRs for Victoria's Secret Angel Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Victoria's Secret Angel Credit Card has higher than average purchase APRs.

Victoria's Secret Angel Credit Card has a variable purchase APR starting at 27.24% .

What are the Victoria's Secret Angel Credit Card fees?

The following fees apply to Victoria's Secret Angel Credit Card:

Victoria's Secret Angel Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $25
Late Payment Fee	up to $39

Does Victoria's Secret Angel Credit Card report your account activity to credit bureaus?

Victoria's Secret Angel Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Victoria's Secret Angel Credit Card

• Visit the Victoria's Secret Angel Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.