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  Victoria's Secret Angel Credit Card
Victoria's Secret Angel Credit Card
in Personal Credit Cards from Comenity Bank
Unaffiliated

Victoria's Secret Angel Credit Card

Unaffiliated
in Personal Credit Cards from Comenity Bank
SuperMoney Net Recommendation Score -63  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -63, equating to 1.7 on a 5 point rating scale.

-63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

1 user recommends
1 user is unsure
6 users don't recommend
Browse Reviews: 1 Recommendations | 6 Complaints
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Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) 24.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0
Number of Reviews 8

Victoria's Secret Angel Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Victoria Secret credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $15.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Victoria Secret credit card
The Good The Bad
  • Cardholders receive a birthday gift each year.
  • Free shipping and triple points on purchases that include bras.
  • Cardholders are offered early access to major sales.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Victoria's Secret Angel Credit Card reports to multiple credit bureaus.
  • APR over 20%.
  • The Victoria"s Secret Store Credit Card is not a major credit card that can be used at other locations.
  • Cardholders can lose their accumulated points if there is card inactivity for 12 months
  • Higher than average purchase APRs.
  • Does not include many credit card benefits.
Victoria Secret credit card FAQ

Does Victoria Secret credit card have a cash back or rewards program?

Victoria Secret credit card is a rewards card.

Victoria Secret credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) Up to $15

Does Victoria Secret credit card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $15.

Does Victoria Secret credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Victoria Secret credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Victoria Secret credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Victoria's Secret Angel Credit Card has a variable purchase APR of 24.99%.

Does Victoria Secret credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Victoria Secret credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Victoria Secret credit card?

The following fees apply:

Victoria Secret credit card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the support contact email for Victoria Secret credit card?

The support contact email for Victoria Secret credit card is webmaster@comenity.net.

How do people rate the customer service and user experience of Victoria Secret credit card?

Overall, Victoria Secret credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Victoria's Secret Angel Credit Card report your account activity to credit bureaus?

Yes, Victoria's Secret Angel Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Victoria Secret credit card

  • Visit the Victoria Secret credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Comenity Bank

You don’t just save to accumulate wealth. You save to accumulate experiences, memories and moments that enrich your life and the lives of the people you love. Comenity Direct is here to help. From the moment you open an account, our tools and customer care team make managing your money a pleasure instead of a process. We strive, every day, to create a customer experience worthy of your business.Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets. From the start, the Comenity mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs. It’s why our cardmembers are supported by care centers that have been recognized for excellence 15 consecutive times—a record for the financial services industry. It’s also why Comenity Direct was created. Our high-yield savings products and CDs deliver highly competitive rates,† a simplified banking experience and elevated customer care to give customers what they want and what they deserve.

It all starts here. Exclusive benefits when you use the Victoria's Secret Credit Card.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $0
Minimum Interest Charge $2
Returned Payment Fee Up to $25
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 1x Point on In-Store Eligible Purchases
Signup Bonus $15
Balance Computation daily balance (including current transactions)
Purchase APR (Variable APR) 24.99%
Card Type
  • Rewards
  • Store Card
Card Network Other

Victoria's Secret Angel Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -63, equating to 1.7 on a 5 point rating scale.

-63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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This content is not provided by any financial institution. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.