Victoria's Secret Angel Credit Card

Victoria's Secret Angel Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Victoria Secret credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $15.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Victoria Secret credit card

The Good	The Bad
Cardholders receive a birthday gift each year. Free shipping and triple points on purchases that include bras. Cardholders are offered early access to major sales. No annual fee. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Victoria's Secret Angel Credit Card reports to multiple credit bureaus.	APR over 20%. The Victoria"s Secret Store Credit Card is not a major credit card that can be used at other locations. Cardholders can lose their accumulated points if there is card inactivity for 12 months Higher than average purchase APRs. Does not include many credit card benefits.

Victoria Secret credit card FAQ

Does Victoria Secret credit card have a cash back or rewards program?

Victoria Secret credit card is a rewards card.

Victoria Secret credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$15

What are the Victoria Secret credit card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Victoria Secret credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Victoria's Secret Angel Credit Card has a variable purchase APR of 24.99%.

What are the fees for Victoria Secret credit card?

The following fees apply:

Victoria Secret credit card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $25
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Victoria's Secret Angel Credit Card report your account activity to credit bureaus?

Yes, Victoria's Secret Angel Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Victoria Secret credit card

• Visit the Victoria Secret credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.