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  Zions Bank® Elite Visa®

Zions Bank® Elite Visa®

in Personal Credit Cards from Zions Bancorporation

Unaffiliated

Zions Bank® Elite Visa®

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Annual Fee $195
Purchase APR  (Variable APR) 10.99% - 18.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A

Zions Bank® Elite Visa® Review

Zions Bank® Elite Visa® is a rewards credit card issued by Zions Bancorporation. 

If you're wondering whether Zions Bank® Elite Visa® is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Zions Bank® Elite Visa®
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Access to a concierge.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Charges an annual fee of $195.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Is there a Zions Bank® Elite Visa® cash back or rewards program?

    Zions Bank® Elite Visa® offers a rewards program to its customers.

    Zions Bank® Elite Visa® Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) $300
    Signup Bonus Spend Requirement $5000
    Annual Loyalty Bonus $100

    Does Zions Bank® Elite Visa® have a signup bonus?

    Yes, Zions Bank® Elite Visa® offers card users a signup bonus worth up to $300 after spending $5000.

    Does Zions Bank® Elite Visa® offer an annual loyalty bonus?

    Yes, Zions Bank® Elite Visa® offers card users an annual bonus worth up to $100.

    What are the Zions Bank® Elite Visa® benefits?

    Zions Bank® Elite Visa® provides the following benefits:

    • Zero fraud liability
    • Travel Accident Insurance
    • Travel Assistance

    What are the relevant APRs for Zions Bank® Elite Visa®?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Elite Visa® has lower than average purchase APRs.

    Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%.

    Does Zions Bank® Elite Visa® have an introductory APR offer?

    Yes, Zions Bank® Elite Visa® offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

    Zions Bank® Elite Visa® does not offer an introductory rate on new purchases.
    Zions Bank® Elite Visa® Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate 0%
    Intro APR period (months) 6
    Zions Bank® Elite Visa® Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 10.99% - 18.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR N/A
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Zions Bank® Elite Visa® fees?

    The following fees apply to Zions Bank® Elite Visa®:

    Zions Bank® Elite Visa® Fees
    Fees Amount
    Annual Fee $195

    How to apply for Zions Bank® Elite Visa®

    • Visit the Zions Bank® Elite Visa® website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 6:00am
    • Tuesday 9:00am - 6:00am
    • Wednesday 9:00am - 6:00am
    • Thursday 9:00am - 6:00am
    • Friday 9:00am - 6:00am
    • Saturday 10:00am - 2:00pm

    Other Services by Zions Bancorporation

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 3 states
    • Idaho
    • Utah
    • Wyoming

    Feature Breakdown

    Annual Fee $195
    Customer Type Personal
    Minimum Age 21
    Credit Card Benefits
    • Concierge
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    Extended Warranty  
    Fraud Liability  
    Annual Loyalty Bonus $100
    Signup Bonus $300
    Purchase APR (Variable APR) 10.99% - 18.99%
    Intro APR period 6
    Introductory Rate 0%

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