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  Zions Bank® Elite Visa®

Zions Bank® Elite Visa®

in Personal Credit Cards from Zions Bancorporation

Unaffiliated

Zions Bank® Elite Visa®

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Purchase APR  (Variable APR) 10.99% - 18.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $195

Zions Bank® Elite Visa® Review

Zions Bank® Elite Visa® is a rewards credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Elite Visa® is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of $300 if you spend $5000.
  • Competitive APRs. Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
Zions Bank® Elite Visa® Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Cardholders can earn rewards on their purchases.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee of $195
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® Elite Visa® FAQ

Is there a Zions Bank® Elite Visa® cash back or rewards program?

Zions Bank® Elite Visa® offers a rewards program to its customers.

Zions Bank® Elite Visa® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $300
Signup Bonus Spend Requirement $5000
Annual Loyalty Bonus $100

Does Zions Bank® Elite Visa® have a signup bonus?

Yes, Zions Bank® Elite Visa® offers card users a signup bonus worth up to $300 after spending $5000.

Does Zions Bank® Elite Visa® offer an annual loyalty bonus?

Yes, Zions Bank® Elite Visa® offers card users an annual bonus worth up to $100.

What are the Zions Bank® Elite Visa® benefits?

Zions Bank® Elite Visa® provides the following benefits:

    What are the relevant APRs for Zions Bank® Elite Visa®?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Elite Visa® has lower than average purchase APRs.

    Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%.

    Does Zions Bank® Elite Visa® have an introductory APR offer on balance transfers?

    Yes, Zions Bank® Elite Visa® offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

    Zions Bank® Elite Visa® Balance Transfers
    Description
    Balance Transfer APR N/A
    Balance Transfer Introductory APR 0%
    Balance Transfer Intro APR Period (months) 6
    Balance Transfer Fee % N/A
    Balance Transfer Fee Minimum N/A

    Does Zions Bank® Elite Visa® have an introductory APR offer on new purchases?

    Zions Bank® Elite Visa® does not offer an introductory rate on new purchases.
    Zions Bank® Elite Visa® Purchase Intro Offer
    Description
    Introductory Rate N/A
    Purchase Intro APR Period (months) N/A

    What are the fees for Zions Bank® Elite Visa®?

    The following fees apply to Zions Bank® Elite Visa®:

    Zions Bank® Elite Visa® Fees
    Fees Amount
    Annual Fee $195

    How to apply for Zions Bank® Elite Visa®

    • Visit the Zions Bank® Elite Visa® website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 6:00am
    • Tuesday 9:00am - 6:00am
    • Wednesday 9:00am - 6:00am
    • Thursday 9:00am - 6:00am
    • Friday 9:00am - 6:00am
    • Saturday 10:00am - 2:00pm

    Other Services by Zions Bancorporation

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    Availability

      Available in 3 states
    • Idaho
    • Utah
    • Wyoming

    Feature Breakdown

    Annual Fee $195
    Customer Type Personal
    Minimum Age 21
    Credit Card Benefits
    • Concierge
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    • Extended Warranty Protection
    Annual Loyalty Bonus $100
    Signup Bonus $300
    Purchase APR (Variable APR) 10.99% - 18.99%
    Balance Transfer Introductory APR (Variable APR) 0%
    Balance Transfer Intro APR Period (Variable APR) 6 months
    Card Type
    • Rewards
    • Travel
    Card Network Visa

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