Last Updated: 07/28/2025
Zions Bank® Elite Visa®
Unaffiliated
in Credit Cards from Zions Bancorporation
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
10.99% - 18.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$195
Zions Bank® Elite Visa® Review
This is a travel card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Elite Visa® is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of up to $300.
- APRs: Zions Bank® Elite Visa® has a variable regular purchase APR that ranges from 10.99% up to 18.99%.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Zions Bank® Elite Visa®
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Zions Bank® Elite Visa® FAQ
Does Zions Bank® Elite Visa® have a cash back or rewards program?
Zions Bank® Elite Visa® is a travel rewards card.
| Description |
Does Zions Bank® Elite Visa® have a signup bonus?
Yes, it offers card users a signup bonus worth up to $300 .
Does Zions Bank® Elite Visa® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Zions Bank® Elite Visa® benefits?
Zions Bank® Elite Visa® provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
What are the relevant APRs for Zions Bank® Elite Visa®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%. Zions Bank® Elite Visa® does not offer balance transfers.
Does Zions Bank® Elite Visa® have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Zions Bank® Elite Visa® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Zions Bank® Elite Visa®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $195 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $195.
What is the customer service phone number for Zions Bank® Elite Visa®?
The customer service number for Zions Bank® Elite Visa® is (888) 307-3411.
What is the support contact email for Zions Bank® Elite Visa®?
The support contact email for Zions Bank® Elite Visa® is james.abbott@zionsbancorp.com.
How do people rate the customer service and user experience of Zions Bank® Elite Visa®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Zions Bancorporation perform a hard credit pull?
Yes, Zions Bank® Elite Visa® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Zions Bank® Elite Visa®
- Visit the website of Zions Bank® Elite Visa®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00AM
Tuesday
9:00AM - 6:00AM
Wednesday
9:00AM - 6:00AM
Thursday
9:00AM - 6:00AM
Friday
9:00AM - 6:00AM
Saturday
10:00AM - 2:00PM