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  Zions Bank® Elite Visa®

Zions Bank® Elite Visa®

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® Elite Visa®

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Purchase APR  (Variable APR) 10.99% - 18.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $195

Zions Bank® Elite Visa® Review

Zions Bank® Elite Visa® is a rewards credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Elite Visa® is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of $300 if you spend $5000.
  • Competitive APRs. Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Zions Bank® Elite Visa® Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee of $195
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® Elite Visa® FAQ

Is there a Zions Bank® Elite Visa® cash back or rewards program?

Zions Bank® Elite Visa® offers a rewards program to its customers.

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Zions Bank® Elite Visa® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $300
Signup Bonus Spend Requirement $5000
Annual Loyalty Bonus $100

Does Zions Bank® Elite Visa® have a signup bonus?

Yes, Zions Bank® Elite Visa® offers card users a signup bonus worth up to $300 after spending $5000.

Does Zions Bank® Elite Visa® offer an annual loyalty bonus?

Yes, Zions Bank® Elite Visa® offers card users an annual bonus worth up to $100.

What are the Zions Bank® Elite Visa® benefits?

Zions Bank® Elite Visa® provides the following benefits:

  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance

What are the relevant APRs for Zions Bank® Elite Visa®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Elite Visa® has lower than average purchase APRs.

Zions Bank® Elite Visa® has a variable purchase APR that ranges from 10.99% up to 18.99%.

Does Zions Bank® Elite Visa® have an introductory APR offer on balance transfers?

Yes, Zions Bank® Elite Visa® offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Zions Bank® Elite Visa® Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR N/A
Balance Transfer Fee Minimum N/A
Balance Transfer Fee % N/A

Does Zions Bank® Elite Visa® have an introductory APR offer on new purchases?

Zions Bank® Elite Visa® does not offer an introductory rate on new purchases.
Zions Bank® Elite Visa® Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period N/A

What are the fees for Zions Bank® Elite Visa®?

The following fees apply to Zions Bank® Elite Visa®:

Zions Bank® Elite Visa® Fees
Fees Amount
Annual Fee $195

How to apply for Zions Bank® Elite Visa®

  • Visit the Zions Bank® Elite Visa® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

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Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Annual Fee $195
Customer Type Personal
Minimum Age 21
Credit Card Benefits
  • Concierge
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Extended Warranty Protection
Annual Loyalty Bonus $100
Signup Bonus Starting at $300
Purchase APR (Variable APR) 10.99% - 18.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Card Type
  • Rewards
  • Travel
Card Network Visa

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