SuperMoney
  Zions Bank® Premier Card®

Zions Bank® Premier Card®

in Personal Credit Cards from Zions Bancorporation

Unaffiliated

Zions Bank® Premier Card®

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Zions Bank® Premier Card® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR  (Variable APR) 10.99% - 18.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $95

Zions Bank® Premier Card® Review

Zions Bank® Premier Card® is a cashback credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Premier Card® is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of $150 if you spend $4000.
  • Competitive APRs. Zions Bank® Premier Card® has a variable purchase APR that ranges from 10.99% up to 18.99%.
  • Annual fee waived the first year. Zions Bank® Premier Card® gives you the chance to have the card for a year without paying the $95 annual fee.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
Zions Bank® Premier Card® Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Access to a concierge.
  • Cardholders can earn rewards on their purchases.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee of $95
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® Premier Card® FAQ

Is there a Zions Bank® Premier Card® cash back or rewards program?

Zions Bank® Premier Card® is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Zions Bank® Premier Card® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $150
Signup Bonus Spend Requirement $4000

Does Zions Bank® Premier Card® have a signup bonus?

Yes, Zions Bank® Premier Card® offers card users a signup bonus worth up to $150 after spending $4000.

Does Zions Bank® Premier Card® offer an annual loyalty bonus?

Zions Bank® Premier Card® doesn't offer a cash loyalty bonus.

What are the Zions Bank® Premier Card® benefits?

Zions Bank® Premier Card® provides the following benefits:

  • No blackout dates when redeeming miles

What are the relevant APRs for Zions Bank® Premier Card®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Premier Card® has lower than average purchase APRs.

Zions Bank® Premier Card® has a variable purchase APR that ranges from 10.99% up to 18.99%.

Does Zions Bank® Premier Card® have an introductory APR offer on balance transfers?

Yes, Zions Bank® Premier Card® offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Zions Bank® Premier Card® Balance Transfers
Description
Balance Transfer APR N/A
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 6
Balance Transfer Fee % N/A
Balance Transfer Fee Minimum N/A

Does Zions Bank® Premier Card® have an introductory APR offer on new purchases?

Zions Bank® Premier Card® does not offer an introductory rate on new purchases.
Zions Bank® Premier Card® Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Zions Bank® Premier Card®?

The following fees apply to Zions Bank® Premier Card®:

Zions Bank® Premier Card® Fees
Fees Amount
Annual Fee $95

How to apply for Zions Bank® Premier Card®

  • Visit the Zions Bank® Premier Card® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

Icon for Personal Credit Cards
View all personal credit cards offered by Zions Bancorporation

Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

No Annual Fee First Year  
Annual Fee $95
Customer Type Personal
Minimum Age 21
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Fraud Liability
  • Travel Accident Insurance
  • Trip Cancellation Insurance
  • Extended Warranty Protection
No Blackout Dates  
Signup Bonus $150
Purchase APR (Variable APR) 10.99% - 18.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Card Type
  • Rewards
  • Cashback
  • Travel

Be the first to rate

 

Would you recommend Zions Bank® Premier Card® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Zions Bancorporation Personal Credit Cards

Loading...