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  Zions Bank® Premier Card®

Zions Bank® Premier Card®

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® Premier Card®

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 10.99% - 18.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A

Zions Bank® Premier Card® Review

Zions Bank® Premier Card® is a cashback credit card issued by Zions Bancorporation.  If you're wondering whether Zions Bank® Premier Card® is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
  • 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of $150 if you spend $4000.
  • Competitive APRs. Zions Bank® Premier Card® has a variable purchase APR of up to 18.99%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, travel accident insurance, trip cancellation insurance, and fraud protection.
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel Accident Insurance.
  • Trip Cancellation Insurance.
  • Charges an annual fee of $95.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Is there a Zions Bank® Premier Card® cash back or rewards program?

Zions Bank® Premier Card® is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Zions Bank® Premier Card® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $150
Signup Bonus Spend Requirement $4000

Does Zions Bank® Premier Card® have a signup bonus?

Yes, Zions Bank® Premier Card® offers card users a signup bonus worth up to $150 after spending $4000.

Does Zions Bank® Premier Card® offer an annual loyalty bonus?

Zions Bank® Premier Card® doesn't offer a cash loyalty bonus.

What are the Zions Bank® Premier Card® benefits?

Zions Bank® Premier Card® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles

What are the relevant APRs for Zions Bank® Premier Card®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Premier Card® has lower than average purchase APRs.

Zions Bank® Premier Card® has a variable purchase APR that ranges from 10.99% up to 18.99%.

Does Zions Bank® Premier Card® have an introductory APR offer?

Yes, Zions Bank® Premier Card® offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Zions Bank® Premier Card® does not offer an introductory rate on new purchases.
Zions Bank® Premier Card® Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate 0%
Intro APR period (months) 6
Zions Bank® Premier Card® Rates & Terms
Description
Balance Computation N/A
Purchase APR 10.99% - 18.99%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR N/A
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Zions Bank® Premier Card® fees?

The following fees apply to Zions Bank® Premier Card®:

Zions Bank® Premier Card® Fees
Fees Amount
Annual Fee $95

How to apply for Zions Bank® Premier Card®

  • Visit the Zions Bank® Premier Card® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

No Annual Fee First Year  
Annual Fee $95
Customer Type Personal
Minimum Age 21
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Fraud Liability
  • Travel Accident Insurance
  • Trip Cancellation Insurance
Extended Warranty  
Fraud Liability  
No Blackout Dates  
Signup Bonus $150
Purchase APR (Variable APR) 10.99% - 18.99%
Intro APR period 6
Introductory Rate 0%

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