Last Updated: 07/28/2025
Zions Bank® Reserve Visa
Unaffiliated
in Credit Cards from Zions Bancorporation
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.24% - 24.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
14.24% - 24.24%(Verified 06/21/2024)
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Credit Score Range
N/A
Annual Fee
$450
Zions Bank® Reserve Visa Review
This is a travel card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Reserve Visa is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $500.
- APRs: Zions Bank® Reserve Visa has a variable regular purchase APR that ranges from 14.24% up to 24.24%.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Zions Bank® Reserve Visa
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Zions Bank® Reserve Visa FAQ
Does Zions Bank® Reserve Visa have a cash back or rewards program?
Zions Bank® Reserve Visa is a travel rewards card.
| Description |
Does Zions Bank® Reserve Visa have a signup bonus?
Yes, it offers card users a signup bonus worth up to $500 .
Does Zions Bank® Reserve Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Zions Bank® Reserve Visa benefits?
Zions Bank® Reserve Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
What are the relevant APRs for Zions Bank® Reserve Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Zions Bank® Reserve Visa has a variable purchase APR that ranges from 14.24% up to 24.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 24.24%.
Does Zions Bank® Reserve Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Zions Bank® Reserve Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Zions Bank® Reserve Visa?
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| Annual Fee | $450 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $450.
What is the customer service phone number for Zions Bank® Reserve Visa?
The customer service number for Zions Bank® Reserve Visa is (888) 307-3411.
What is the support contact email for Zions Bank® Reserve Visa?
The support contact email for Zions Bank® Reserve Visa is james.abbott@zionsbancorp.com.
What is the login page for Zions Bank® Reserve Visa?
You can access the login page of Zions Bank® Reserve Visa here.
How do people rate the customer service and user experience of Zions Bank® Reserve Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Zions Bancorporation perform a hard credit pull?
Yes, Zions Bank® Reserve Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Zions Bank® Reserve Visa
- Visit the website of Zions Bank® Reserve Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00AM
Tuesday
9:00AM - 6:00AM
Wednesday
9:00AM - 6:00AM
Thursday
9:00AM - 6:00AM
Friday
9:00AM - 6:00AM
Saturday
10:00AM - 2:00PM