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  Zions Bank® Reserve Visa

Zions Bank® Reserve Visa

in Personal Credit Cards from Zions Bancorporation

Unaffiliated

Zions Bank® Reserve Visa

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Purchase APR  (Variable APR) 10.99% - 14.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $450

Zions Bank® Reserve Visa Review

This is a rewards credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Reserve Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $500 if you spend $5000.
  • Competitive APRs. Zions Bank® Reserve Visa has a variable purchase APR that ranges from 10.99% up to 14.99%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Zions Bank® Reserve Visa
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee of $450
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® Reserve Visa FAQ

Does Zions Bank® Reserve Visa have a cash back or rewards program?

Zions Bank® Reserve Visa is a travel rewards card.

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Zions Bank® Reserve Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $500
Signup Bonus Spend Requirement $5000

Does Zions Bank® Reserve Visa have a signup bonus?

Yes, it offers card users a signup bonus worth up to $500 after spending $5000.

Does Zions Bank® Reserve Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Zions Bank® Reserve Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance

What are the relevant APRs for Zions Bank® Reserve Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 10.99% up to 14.99%.

Does Zions Bank® Reserve Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Zions Bank® Reserve Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Zions Bank® Reserve Visa?

The following fees apply:

Zions Bank® Reserve Visa Fees
Fees Amount
Annual Fee $450

What is the customer service phone number for Zions Bank® Reserve Visa?

The Zions Bank® Reserve Visa customer service number is (888) 307-3411.

What is the support contact email for Zions Bank® Reserve Visa?

The support contact email for Zions Bank® Reserve Visa is james.abbott@zionsbancorp.com.

How to apply for Zions Bank® Reserve Visa

  • Visit the Zions Bank® Reserve Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Annual Fee $450
Customer Type Personal
Minimum Age 21
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Annual Airline Credit $250
No Blackout Dates
Signup Bonus Starting at $500
Purchase APR (Variable APR) 10.99% - 14.99%
Card Type
  • Rewards
  • Travel
Card Network Visa

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