Zions Bank® Reserve Visa
in Personal Credit Cards from Zions Bancorporation
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| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | N/A |
| Annual Fee | $450 |
| Purchase APR (Variable APR) | 10.99% - 14.99% |
Zions Bank® Reserve Visa Review
Zions Bank® Reserve Visa is a rewards credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® Reserve Visa is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Signup bonus. Offers a signup bonus of $500 if you spend $5000.
- Competitive APRs. Zions Bank® Reserve Visa has a variable purchase APR that ranges from 10.99% up to 14.99%.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Zions Bank® Reserve Visa Pros and Cons:
| The Good | The Bad |
|---|---|
|
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Is there a Zions Bank® Reserve Visa cash back or rewards program?
Zions Bank® Reserve Visa offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $500 |
| Signup Bonus Spend Requirement | $5000 |
Does Zions Bank® Reserve Visa have a signup bonus?
Yes, Zions Bank® Reserve Visa offers card users a signup bonus worth up to $500 after spending $5000.
Does Zions Bank® Reserve Visa offer an annual loyalty bonus?
Zions Bank® Reserve Visa doesn't offer a cash loyalty bonus.What are the Zions Bank® Reserve Visa benefits?
Zions Bank® Reserve Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
What are the relevant APRs for Zions Bank® Reserve Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® Reserve Visa has lower than average purchase APRs.Zions Bank® Reserve Visa has a variable purchase APR that ranges from 10.99% up to 14.99%.
Does Zions Bank® Reserve Visa have an introductory APR offer on balance transfers?
No, Zions Bank® Reserve Visa does not come with an introductory APR offer for balance transfers.Does Zions Bank® Reserve Visa have an introductory APR offer on new purchases?
Zions Bank® Reserve Visa does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Zions Bank® Reserve Visa?
The following fees apply to Zions Bank® Reserve Visa:
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
How to apply for Zions Bank® Reserve Visa
- Visit the Zions Bank® Reserve Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One South Main Street
Salt Lake City, UT 84133 - (888) 307-3411
- Visit Site
Other Services by Zions Bancorporation
Availability
- Idaho
- Utah
- Wyoming
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