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what is the statute of limitations on private student loans

When you default on a private student loan and can’t repay it, how long can the lender pursue you to collect the balance? What is the statute of limitations on private student loans? We have good and bad news. The bad news is lenders can pursue you indefinitely to collect the money you owe. But […]

Top reasons debit card declined

These are the top reasons your debit card was declined and what you can do to avoid it happening again. You’re standing in line at the grocery store and after waiting for 15 minutes, it’s finally your turn. You look back and there is a line of people behind you as far as you can […]

FTC settles with Avant for $3.85 million

Avant, a leading online consumer lender, agreed to pay the Federal Trade Commission $3.85 million as part of a lawsuit settlement. Avant and the FTC filed the settlement order with U.S. District Court for the Northern District of Illinois on April 15, 2019. The FTC claims Avant overcharged consumers and unlawfully required consumers to consent […]

Opening a joint account

Have you reached a point in life where you are ready to share a financial account with another person? Maybe it’s a business partner, a friend, a romantic partner, or a child. If so, opening a joint account may be the right move for you. However, before you do so, there are some risks and […]

cash back credit card better travel credit card

Are you preparing to travel overseas? One thing you’ll need to figure out is how you’ll access your money while abroad. Some travelers make the mistake of assuming that the financial set up they have at home will work fine in other countries. Unfortunately, that is not often the case. Here’s a closer look at […]

debt consolidation excessive debt

Student loan default is becoming increasingly common, particularly among people with smaller student debt amounts. Did you take out a private student loan with the best of intentions, only to find yourself in over your head? You’re not alone. More than one million people every year struggle to keep up with their loan payments and […]

12-month personal loans guide

Need some cash but worried about the cost of a short-term loan? A 12-month loan may be the right solution. Read on to learn everything you need to know to decide if a 12-month loan is right for you. Invest just five minutes of your time and learn how to find the best rates and […]

IRS Tax Relief Report

The IRS has just announced it is waiving the estimated IRS underpayment penalty for millions of taxpayers who fell short this year. It’s not every day the IRS decides to give millions of taxpayers a break, so savor the moment. Now let’s break down what this means for the average taxpayer. The IRS charges a […]

Apple announces Apple Card

Apple announced the launch of the no-fee Apple Card coming in Summer of 2019. Customers will be able to use a physical card for purchases or pay using the Apple Wallet app wherever it’s accepted. However, this is as halfhearted a product launch as you’re likely to see. Apple would prefer users never used this […]

Mortgage Refinancing

How much mortgage do I qualify for? It’s a question all aspiring homeowners want to answer. With the median home listing price in the U.S. right around $280,000, you may wonder if it’s possible for you to become a homeowner. To find out, let’s take a look at how lenders determine a person’s maximum loan […]