Gamification may be a modern buzzword in business these days, but there’s nothing new about the idea that we learn from play. “Play so that you may be serious.” – Anacharsis 6th BCE From team sports to puzzles and video games, people love games. By applying game mechanics to boring or stressful activities, they can […]
If you go by the National Association of Realtors’ Housing Affordability Index (HAI), buying a home hasn’t been so affordable since 20131. The Housing Affordability Index (HAI) is probably the most-widely-quoted metric for housing affordability. According to the NAR, “The Housing Affordability Index measures whether or not a typical family earns enough income to qualify […]
The line between personal and business finance is extremely blurry when it comes to small businesses and entrepreneurs. According to the Federal Reserve’s latest Small Business Credit Survey1, 14 percent of small business owners use personal loans and 86% of employer firms rely on their owners’ personal credit scores when applying for financing. Using your […]
We are excited to announce the winner of SuperMoney’s Summer 2020 Financial Literacy Scholarship! Financial wellness for everyday Americans. That is SuperMoney’s ultimate goal. SuperMoney’s Financial Literacy Scholarship seeks to celebrate students who share our same mission. Our scholarship program awards $1,000 twice a year to a student who wants to help Americans improve their […]
Small businesses are often underserved by banks. Just creating a bank account can be a slow and painful experience. The reasons are apparent. Small businesses provide less profit, don’t have a credit history, and usually don’t have the minimum balances banks require. However, fintech companies, such as Azlo, NorthOne, and Novo, are filling the space […]
Our analysis of personal loan interest rates shows a wide price dispersion. This means consumers are paying more than they should for credit. The good news is financial technology tools can help reduce the search frictions behind this variation in prices across lenders. You would think that personal loans would be a classic example of […]
The coronavirus pandemic has many people considering their life insurance coverage. This article provides straightforward answers to the most frequently asked questions by our users, such as what is term life insurance or how much insurance do I need? Millions of businesses have seen sales plummet because of the coronavirus pandemic. But for online life […]
There is little doubt rapid innovation is occurring in the financial technology space. While a paradigm shift in financial services was already well underway, the COVID-19 pandemic is likely to exacerbate that shift. My role as CEO at SuperMoney has provided me with some insight into how things are evolving in the fintech space. Below […]
When the Federal Reserve slashed interest rates close to zero, it did take some time for the reduction to filter down into the mortgage market. Mortgage rates are nowhere near that low, but they have declined a from where they were before the Fed cut rates to zero. In fact, mortgage rates are hovering around […]
There are several ways to cash in your home equity. However, many homeowners are finding it difficult to qualify for traditional home equity credit products. Home equity investments offer a new approach to home equity financing. It’s not for everyone, but it provides advantages to some homeowners. $177,000 Average home equity per household with a […]
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