Are Home Improvement Loans Tax Deductible?

Looking to spruce up your digs with a little remodeling? You’re part of a growing trend. According to Metrostudy, a sister company to Remodeling Magazine, “big-ticket” renovations are growing at a fast pace and should rise 5.1% this year (2018). This comes from Metrostudy’s latest Residential Remodeling Index (RRI). If you’re planning on taking out […]

5 Best Personal Lines of Credit

If you’re in need of some cash, you may have considered taking out a personal line of credit – and depending on your circumstances — it could be a great idea to do so. But if you want to find the best personal lines of credit for your specific situation, it’s vital you do your […]

Best Auto Loans for a New Car

Looking for a new car? You’re not alone. In 2017, 6.3 million new cars were sold in the U.S. The question is, where can you find the best auto loan for a new car? Many mistakingly assume they have to get financing from the dealer, but that is not always the case. In fact, you can often […]

build credit as an immigrant

Moving to the U.S. can cause culture shock for some, and the country’s credit system can make it difficult for you to start your life here. If you don’t have a credit history, it can be hard to get an apartment or even some jobs. And for the most part, forget about getting a loan. […]

secured credit cards that repair credit

Getting a secured credit card that builds credit is one of the best things you can do to build or rebuild your credit history. That said, not all secured cards do a good job of helping you build credit. Some issuers don’t report to all three credit bureaus, making it difficult to boost your credit score based on all three […]

Your credit score is a three-digit snapshot of your credit history and provides lenders with an idea of how trustworthy you are as a borrower. The better your credit score, the easier it is to get approved for loans and credit cards and score low interest rates along the way. But what is a perfect credit […]

Best personal loans 2018

8 Best Personal Loans for 2018

If you need money for any reason, a personal loan can help you get the cash you need. Personal loans offer financial flexibility because you can use them for just about anything as long as it’s legal or connected to higher education. So, whether you’re looking to finance a home improvement project, solve some short-term […]

Debit Cards That Build Credit

Unfortunately, there are no debit cards that build credit. Debit cards and credit cards have different functions and purposes, so if you try to get a debit card that builds credit, you’ll be disappointed. “When you use a debit card, the payment is taken directly from your bank account unlike a credit card where you […]

Prepaid Credit Card That Builds Credit

There’s no such thing as a prepaid credit card that builds credit. In fact, the term “prepaid credit card” itself is a misnomer. There are two different products it could be describing: a secured credit card or a prepaid debit card. Read on to learn about the differences, what each can and can’t do, and […]