Selling blood plasma is big business in the United States. It’s run by large corporations, such as Baxter International and Grigols, that bleed the most impoverished communities (source) to fuel a multibillion-dollar industry. Many developed countries have banned the commercialization of blood, but in the United States, it’s the 10th most valuable export product. The […]
The IRS has just announced it is waiving the estimated IRS underpayment penalty for millions of taxpayers who fell short this year. It’s not every day the IRS decides to give millions of taxpayers a break, so savor the moment for now. Now let’s break down what this means for the average taxpayer. The IRS […]
The Earned Income Tax Credit (EITC) is one of the largest credits offered to U.S. taxpayers. Available since 1975, it can help to reduce tax liability or even provide a tax refund. This can provide a helpful financial boost for those with low-to-moderate income levels. Read on to learn what the EITC is and how […]
Planning a wedding is one of the most exciting times in a person’s life, but marriage is about much more than the romance of that one day. When you become a husband or wife, you also become a financial partner and often a business partner. A prenuptial agreement (prenup) is a way to address many […]
Depression is one of the most harmful and pervasive conditions among Americans. It is on the rise among all age groups, but particularly among teenagers and young adults. This is leading many to ask, why are Millennials so depressed? The premise of that question is that Millennials are more likely to be depressed than other […]
A college degree can give you a boost in today’s competitive job market. But with the ever-rising cost of tuition, most students are trying to figure out how to pay for college. According to CollegeBoard, students at four-year public universities had an average leftover cost of $15,400 for the 2019-2020 academic year, after accounting for […]
If you find yourself in a crisis and need cash fast, you’re not alone. According to a survey by the Federal Reserve, 40% of Americans would not have $400 on hand to cover surprise expenses like car repairs or a visit to the ER. Fortunately, there are many ways to get cash in a pinch. […]
Many debt settlement companies claim to help you settle your debt for at least half of your outstanding balance. But does this offer ring true? What can debt settlement really do for you? How do you know when to settle debt, and when will it do more harm than good? Let’s explore the risks and […]
You’ve probably heard it before: climate change is the existential crisis of our time. And although the worst is yet to come, the effects of our changing climate are already here. Wildfires plague the west coast while hurricanes pummel the east, as unseasonal weather disrupts food production in the bread belt. But what can we […]
Have you received the dreaded audit letter from the IRS? While it can feel shocking and stressful, like getting called to the principal’s office, there’s no need for alarm. Many Americans go through audits every year and make it out fine. In 2018, nearly one million taxpayers underwent an IRS audit of their individual returns. […]
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