A 90-day letter (CP3219N) is a notice of deficiency. What it means is that the IRS did not receive your tax return so it calculated your tax, interest, and penalties for you. The IRS bases their calculation on information reported by your employer(s), financial institutions, etc. When you receive the letter, you have 90 days […]
As 2018 comes to a close, it’s time for last-minute tax planning. Just a few tweaks could save you a bundle on your taxes. However, timing is crucial with taxes. Act before it’s too late and take advantage of all the tax breaks available with our tax tips for 2018. The first thing to remember […]
154 million Tax returns processed by the IRS in 2018 It’s scary when you receive an unexpected envelope in the mail from the IRS. An IRS notice can mean any number of outcomes, but not all of them are bad. This ultimate guide to IRS notices will describe the types of notices that may come […]
The New York City’s Taxi and Limousine Commission approved new rules yesterday that are designed to set a minimum wage of $17.22 an hour for Uber and Lyft drivers. Last August, New York’s City Council also set a cap on new vehicle licenses for ride-hail services. The purpose of these measures is to regulate the […]
Federal student loans offer deferment and forbearance options to help borrowers during times of financial hardship. If you qualify, you can temporarily reduce or pause your loan payments. But what about private loans? Can you get a deferment or forbearance on private student loans? Do they offer similar repayment protections? Here’s what you need to know. 8 lenders that offer deferment […]
Beginning next year, HSBC Bank will connect with Chicago based Avant Inc. to offer personal loans of up to $30,000 to it’s U.S. customers. Loans with terms of up to five years will be available. Our platform provides HSBC with a tried and true technology solution that is customizable and provides the tools to help […]
Bestow Life Insurance is an insurance carrier that was founded in Dallas, Texas in 2016. It’s shaking up the sometimes archaic life insurance industry, using big data and technology to make the policy acquisition process smart, affordable, and convenient. How does the company do this? They built an underwriting framework that can quickly analyze online applications […]
Founded in 2000 as a digital bank, Axos Bank has since grown into a full-fledged, tech-based financial services company. It serves individuals, businesses, and institutions. A key benefit of this bank is that it incurs lower overhead costs compared to traditional banks. This results in more favorable rates, terms, and fees for their customers. Axos Bank’s products include: […]
For many students, getting accepted into college is only half the battle. Receiving that acceptance letter is a great accomplishment worth celebrating. But it won’t do you much good if you can’t pay the tuition. These tips for filling out your FAFSA application can help you maximize your chances. Qualifying for financial aid is not […]
It’s common to go into debt during the holidays. But if you’re going to do it, it’s important to do it wisely. Holiday loans might be a viable option for you According to the latest survey by the National Retail Federation, the average consumer will spend $1,007 during the holiday season. About $506 will be […]
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