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Woman tries to make a purchase with a debit card

Article Summary The chips on today’s credit and debit cards make them more secure than old cards with only magnetic strips. But what if your card’s chip stops working? What then? This article will tell you how to deal with this problem. It will also give you some advice for avoiding the problem in the […]

consumer enters debit card zip code on a laptop

Article Summary Each debit card has a zip code associated with the user’s billing address that is used as a security code for certain purchases. This is also generally true of credit cards, but not prepaid Visa gift cards. It is important to remember your zip code, as it will be used frequently. Here are […]

Couple looking at tablet screen for a refund

Article Summary: Canceling your debit card doesn’t prevent you from getting a refund. If your debit card is canceled before you can receive your refund, it will often deposit into your checking account. If your bank account is canceled, you’ll need to reach out to your bank to find another avenue for receiving your refund. […]

Young woman on laptop happy she was able to remove hard credit inquiries from her credit report.

Article Summary: Every time you apply for a new line of credit, lenders will usually take a hard credit pull on your credit report. A single hard credit inquiry only drops your FICO® Score (the most commonly used scoring model) by about five points. But multiple inquiries — particularly if they are fraudulent or inaccurate […]

Young man using a smartphone to get a personal loan

Article Summary: Discover the benefits of obtaining a personal loan over other sources of credit. Personal loans have a range of uses and benefits that can make them better than credit cards or other forms of credit. Unfortunately, people often use the wrong kind of credit account and pay more than they should when they […]

Image of Ken Ruggiero, CEO of Ascent Funding

It is easy to get overwhelmed when shopping for student loans. There are many factors to consider, such as interest rates, fees, and terms. So, finding the best deal available can be challenging, particularly if you are interested in nontraditional education programs, such as coding bootcamps. To learn about the latest trends in the student […]

picture of scale home, calculator and plants in jars

Article Summary: Sales of new single-family homes in the U.S. increased modestly in August as prices continue to climb, making the housing market one of the strongest sectors of the post-Coronavirus economy. Sales of new single-family increased modestly in August, particularly in the South. However, new home sales continue to drop in the Midwest. The […]

bitcoing on world map

Article Summary: Chinese bitcoin miners are migrating to avoid government crackdowns and are in search of cheap electricity. Other countries are happy to pick up the slack. Find out what the United States, Kazakhstan, Russia, and Iran have in common. It has been a tough couple of years for Chinese bitcoin miners. The Chinese government’s […]

Lady on cellphone looking for a second chance bank account

Article Summary: Past banking mistakes could be preventing your access to a traditional checking account. If so, you have options. A second chance bank account can do two things for you. It can give you the standard banking features you need, and it can allow you to repair your banking history. This article will tell […]