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Last Updated: 10/08/2025

Amazon Business Prime American Express Card

in Business Credit Cards from American Express® National Bank

Last Updated: 10/08/2025

Amazon Business Prime American Express Card logo
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Highlights

Purchase APR (Variable APR)

18.24% - 26.24%(Verified 09/19/2025)
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Balance Transfer APR (Variable APR)

N/A(Verified 09/25/2024)

Annual Fee

$0
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Credit Score Range

N/A

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Amazon Business Prime American Express Card Review

Who is Amazon Business Prime American Express Card designed for?

Amazon Business Prime American Express Card is a credit card issued by American Express® National Bank.

What are the relevant APRs for Amazon Business Prime American Express Card?

Amazon Business Prime American Express Card has a variable purchase APR that ranges from 18.24% up to 26.24% .
It also has a variable cash advance APR of 28.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Amazon Business Prime American Express Card have an introductory APR offer?

Amazon Business Prime American Express Card does not offer an introductory rate on new purchases.

What are the Amazon Business Prime American Express Card fees?

The following fees apply to Amazon Business Prime American Express Card:
  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Is there a Amazon Business Prime American Express Card cash back or rewards program?

Amazon Business Prime American Express Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:
  • Amazon.com
  • Internet, Cable, Phone
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants

Does Amazon Business Prime American Express Card have a signup bonus?

Yes, Amazon Business Prime American Express Card offers card users a signup bonus worth up to $125 .

Does Amazon Business Prime American Express Card offer an annual loyalty bonus?

Amazon Business Prime American Express Card doesn't offer a cash loyalty bonus.

What are the Amazon Business Prime American Express Card benefits?

Amazon Business Prime American Express Card provides the following benefits:
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

Does Amazon Business Prime American Express Card report your account activity to credit bureaus?

Yes, Amazon Business Prime American Express Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does American Express® National Bank perform a hard credit pull?

Yes, Amazon business Prime card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Amazon Business Prime American Express Card

  • Visit the American Express® National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

Amazon Business Prime American Express Card Disclosure: All information about Amazon Business Prime American Express Card has been collected independently by SuperMoney. You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial, or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Third-party service costs may be your responsibility.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers. When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Amazon Business Prime American Express Card logo

Message from Amazon business Prime card

5% Back or 90 Day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market. Earn 5% back on the first $120,000 in purchases each calendar year with eligible Prime Membership, 1% Back thereafter.

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Headquarters

World Financial Center
200 Vesey Street
New York, NY 10285
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Hours of Operation

Sunday
7:00AM - 12:00AM
Monday
7:00AM - 12:00AM
Tuesday
7:00AM - 12:00AM
Wednesday
7:00AM - 12:00AM
Thursday
7:00AM - 12:00AM
Friday
7:00AM - 12:00AM
Saturday
7:00AM - 12:00AM

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