Citizens National Bank Checking Plus Interest Reviews (2023)

Highlights
Cashback Rewards	N/A
APY (Annual Percentage Yield)	N/A
Monthly Maintenance Fee	$0 - $27 (Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee	Starting at $1,500

Citizens National Bank Checking Plus Interest Review

Citizens National Bank Checking Plus Interest is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Checking Plus Interest is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly service fee of up to $27, but the fee is waived if you keep a minimum balance of $1,500.
Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Citizens National mobile or online banking.

Citizens National Bank Checking Plus Interest Pros & Cons

Pros	Cons
Access to physical branches.	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Does not come with a debit card Only available in one state. Monthly service charge.

Citizens National Bank Checking Plus Interest FAQ

Are checking accounts from Citizens National federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Checking Plus Interest offer?

Citizens National does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Citizens National Bank Checking Plus Interest?

Citizens National Bank Checking Plus Interest requires a minimum initial deposit of $1,500 to open an account.

Citizens National Bank Checking Plus Interest Minimums
Description
Minimum Opening Deposit	Starting at $1,500
Minimum Balance to Avoid Monthly Fee	Starting at $1,500
Minimum Balance to Earn APY	$1,500

What fees does Citizens National Bank Checking Plus Interest charge?

This account charges a monthly maintenance fee of up to $27.

Citizens National Bank Checking Plus Interest Fees
Description
Monthly Maintenance Fee	$0 - $27
Online Bill Pay Fee	$0

What features and perks does Citizens National Bank Checking Plus Interest offer?

This account includes the following features:

Fraud monitoring - Citizens National Bank Checking Plus Interest monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Citizens National Bank Checking Plus Interest allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Citizens National Bank Checking Plus Interest?

The customer support email for Citizens National Bank Checking Plus Interest is C4@citizensnb.com.

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