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Last Updated: 01/21/2026

Citizens National Bank Checking Plus Interest

from Citizens National

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $27(Verified 01/21/2026)

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Citizens National Bank Checking Plus Interest Review

The Citizens National Bank Checking Plus Interest is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Checking Plus Interest is available in 1 state.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of up to $27, but the fee may be waived if you keep a minimum balance of$1,500.
Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Citizens National mobile or online banking.

Citizens National Bank Checking Plus Interest Pros & Cons

Pros

Cons

Access to physical branches.

No signup bonus.
Does not earn interest.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Only available in one state.

Citizens National Bank Checking Plus Interest FAQ

Are checking accounts from Citizens National federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Checking Plus Interest offer?

Citizens National does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Citizens National Bank Checking Plus Interest?

Citizens National Bank Checking Plus Interest requires a minimum initial deposit of $1,500.

Citizens National Bank Checking Plus Interest Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,500

Minimum Balance to Earn APY

$1,500

Minimum Opening Deposit

Starting at $1,500

What fees does Citizens National Bank Checking Plus Interest charge?

This account charges a monthly maintenance fee each statement cycle of up to $27.

Citizens National Bank Checking Plus Interest Fees

Description

Monthly Service Fee

$0 - $27

Online Bill Pay Fee

Starting at $0

What features and perks does Citizens National Bank Checking Plus Interest offer?

This account includes the following features:

Fraud monitoring - Citizens National Bank Checking Plus Interest monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Citizens National Bank Checking Plus Interest allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.

What is the customer support email for Citizens National Bank Checking Plus Interest?

The customer support email for Citizens National Bank Checking Plus Interest is C4@citizensnb.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Citizens National Bank Checking Plus Interest

Checking Plus Interest --- An account that offers both flexibility and interest. This account is perfect for the household that needs more frequent access to funds in the account while letting the balance in the account earn interest.

Contact

Headquarters

2711 E Texas Street

Bossier City, LA 71111

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.