SuperMoney
  Citizens National Bank Next Gen Elite

Citizens National Bank Next Gen Elite

in Checking Accounts from Citizens National · Member fdic

Unaffiliated

Citizens National Bank Next Gen Elite

Unaffiliated

in Checking Accounts from Citizens National · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Citizens National Bank Next Gen Elite to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0 - $1
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Citizens National Bank Next Gen Elite Review

Citizens National Bank Next Gen Elite is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Next Gen Elite is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $1, but there are ways to waive the fee.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Up to $3 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Citizens National.
  • Hard credit pull. Citizens National may require a hard pull on your credit report to open a checking account.
Citizens National Bank Next Gen Elite Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
Citizens National Bank Next Gen Elite FAQ

Are checking accounts from Citizens National federally insured?

Yes, your Citizens National checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Next Gen Elite offer?

Citizens National Bank Next Gen Elite is not an interest bearing account.

What are the account minimums for Citizens National Bank Next Gen Elite?

Citizens National Bank Next Gen Elite requires a minimum initial deposit of $1 to open an account.

Citizens National Bank Next Gen Elite Account Minimums
Description Amount
Minimum Opening Deposit $1

What fees does Citizens National Bank Next Gen Elite charge?

This account charges a monthly service fee of up to $1.

Citizens National Bank Next Gen Elite Fees
Description
ATM Reimbursement Monthly Limit $3
Bank Teller Fee $0
Check Cashing Fee $5
Monthly Fee $0 - $1

Does Citizens National Bank Next Gen Elite charge overdraft fees?

What features and perks does Citizens National Bank Next Gen Elite offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $3.
  • Fraud monitoring - Citizens National Bank Next Gen Elite monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Next Gen Elite allows you to manage your money online or with a mobile app.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2711 E Texas Street
    Bossier City, LA 71111
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Citizens National

Icon for Checking Accounts
View all checking accounts offered by Citizens National

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $1
Bank Teller Fee $0
ATM Reimbursement Monthly Limit $3
Check Cashing Fee $5
Monthly Fee $0 - $1
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • ATM Reimbursement
  • Teen Checking Account

Be the first to rate

 

Would you recommend Citizens National Bank Next Gen Elite to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

Citizens National Checking Accounts

Loading...