SuperMoney
  Citizens National Bank Elite Checking

Citizens National Bank Elite Checking

in Checking Accounts from Citizens National · fdic

Unaffiliated

Citizens National Bank Elite Checking

Unaffiliated

in Checking Accounts from Citizens National · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Citizens National Bank Elite Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0 - $8
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $5,000
APY (Annual Percentage Yield) N/A

Citizens National Bank Elite Checking Review

Citizens National Bank Elite Checking is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Elite Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $5,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Citizens National.
Citizens National Bank Elite Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
Citizens National Bank Elite Checking FAQ

Are checking accounts from Citizens National federally insured?

Yes, your Citizens National checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Elite Checking offer?

Citizens National Bank Elite Checking is not an interest bearing account.

What are the account minimums for Citizens National Bank Elite Checking?

Citizens National Bank Elite Checking requires a minimum initial deposit of $100 to open an account.

Citizens National Bank Elite Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does Citizens National Bank Elite Checking charge?

This account charges a monthly service fee of up to $8.

Citizens National Bank Elite Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $3
Monthly Fee $0 - $8
Online Bill Pay Fee $0

Does Citizens National Bank Elite Checking charge overdraft fees?

What features and perks does Citizens National Bank Elite Checking offer?

This account includes the following features:

  • Fraud monitoring - Citizens National Bank Elite Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Elite Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Citizens National Bank Elite Checking?

The customer support email for Citizens National Bank Elite Checking is C4@citizensnb.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Citizens National Bank Elite Checking

Next Gen Elite & Elite Checking! Both accounts are loaded with valuable benefits that are designed for you: convenient banking features, protection for your finances, helpful ways to save, and benefits on everyday purchases. These accounts have a service charge that can be reduced or eliminated by meeting the requirements.

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Reimbursement Monthly Limit $3
Monthly Fee $0 - $8
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking

Be the first to rate

 

Would you recommend Citizens National Bank Elite Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

Citizens National Checking Accounts

Loading...