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  Citizens National Bank Elite Checking
Citizens National Bank Elite Checking
in Checking Accounts from Citizens National · Member FDIC
Unaffiliated

Citizens National Bank Elite Checking

Unaffiliated
in Checking Accounts from Citizens National · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $0 - $8
Minimum Balance to Avoid Monthly Fee Starting at $5,000

Citizens National Bank Elite Checking Review

Citizens National Bank Elite Checking is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Elite Checking is available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $5,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Citizens National.

Citizens National Bank Elite Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

Citizens National Bank Elite Checking FAQ

Are checking accounts from Citizens National federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Elite Checking offer?

Citizens National Bank Elite Checking is not an interest bearing account.

What are the account minimums for Citizens National Bank Elite Checking?

Citizens National Bank Elite Checking requires a minimum initial deposit of $100 to open an account.

Citizens National Bank Elite Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does Citizens National Bank Elite Checking charge?

This account charges a monthly service fee of up to $8.

Citizens National Bank Elite Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $3
Monthly Fee $0 - $8
Online Bill Pay Fee $0

What features and perks does Citizens National Bank Elite Checking offer?

This account includes the following features:

  • Fraud monitoring - Citizens National Bank Elite Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Elite Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Citizens National Bank Elite Checking?

The customer support email for Citizens National Bank Elite Checking is C4@citizensnb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Citizens National

Next Gen Elite & Elite Checking! Both accounts are loaded with valuable benefits that are designed for you: convenient banking features, protection for your finances, helpful ways to save, and benefits on everyday purchases. These accounts have a service charge that can be reduced or eliminated by meeting the requirements.

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Reimbursement Monthly Limit $3
Monthly Fee $0 - $8
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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