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Last Updated: 01/21/2026

Citizens National Bank Elite Checking

from Citizens National

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $8(Verified 01/21/2026)

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Citizens National Bank Elite Checking Review

The Citizens National Bank Elite Checking is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Elite Checking is available in 1 state.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of up to $8, but the fee may be waived if you keep a minimum balance of$5,000.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Citizens National mobile or online banking.

Citizens National Bank Elite Checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Only available in one state.

Citizens National Bank Elite Checking FAQ

Are checking accounts from Citizens National federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Elite Checking offer?

Citizens National Bank Elite Checking is not an interest-bearing account.

What are the account minimums for Citizens National Bank Elite Checking?

Citizens National Bank Elite Checking requires a minimum initial deposit of $100.

Citizens National Bank Elite Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5,000

Minimum Opening Deposit

Starting at $100

What fees does Citizens National Bank Elite Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $8.

Citizens National Bank Elite Checking Fees

Description

Monthly Service Fee

$0 - $8

ATM Fee: In-Network

Starting at $0

Online Bill Pay Fee

Starting at $0

ATM Reimbursement Monthly Limit

Starting at $3

What features and perks does Citizens National Bank Elite Checking offer?

This account includes the following features:

Fraud monitoring - Citizens National Bank Elite Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Citizens National Bank Elite Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Citizens National Bank Elite Checking?

The customer support email for Citizens National Bank Elite Checking is C4@citizensnb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Citizens National Bank Elite Checking

Next Gen Elite & Elite Checking! Both accounts are loaded with valuable benefits that are designed for you: convenient banking features, protection for your finances, helpful ways to save, and benefits on everyday purchases. These accounts have a service charge that can be reduced or eliminated by meeting the requirements.

Contact

Headquarters

2711 E Texas Street

Bossier City, LA 71111

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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Cashback Rewards

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APY (Annual Percentage Yield)

N/A

Monthly Service Fee

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.