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  City National Bank Consumer Now Checking Account

City National Bank Consumer Now Checking Account

in Checking Accounts from City National Bank of Texas · fdic

Unaffiliated

City National Bank Consumer Now Checking Account

Unaffiliated

in Checking Accounts from City National Bank of Texas · Member FDIC

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Highlights
Monthly Fee $10
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $1,000
APY (Annual Percentage Yield) Starting at 0.01%

City National Bank Consumer Now Checking Account Review

City National Bank Consumer Now Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Consumer Now Checking Account is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $1,000.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through City National Bank of Texas.
City National Bank Consumer Now Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
City National Bank Consumer Now Checking Account FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your City National Bank of Texas checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Consumer Now Checking Account offer?

City National Bank Consumer Now Checking Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.

City National Bank Consumer Now Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01%

What are the account minimums for City National Bank Consumer Now Checking Account?

City National Bank Consumer Now Checking Account requires a minimum initial deposit of $1,000 to open an account.

City National Bank Consumer Now Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $1000
APY Minimum Balance $1,000
Minimum Balance to Avoid Monthly Service Fee $1,000

What fees does City National Bank Consumer Now Checking Account charge?

This account charges a monthly service fee of $10.

City National Bank Consumer Now Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $10
Online Bill Pay Fee $0
Paper Statement Fee $5

Does City National Bank Consumer Now Checking Account charge overdraft fees?

What features and perks does City National Bank Consumer Now Checking Account offer?

This account includes the following features:

  • Fraud monitoring - City National Bank Consumer Now Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank Consumer Now Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

APY Minimum Balance $1,000
Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $10
Paper Statement Fee $5
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Starting at 0.01%

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