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  City National Bank Consumer Now Checking Account
City National Bank Consumer Now Checking Account Unaffiliated

City National Bank Consumer Now Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Starting at 0.01%
(Verified 08/04/2023)
Monthly Maintenance Fee $10
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $1,000

City National Bank Consumer Now Checking Account Review

City National Bank Consumer Now Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Consumer Now Checking Account is available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $1,000.
  • $1,000 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in City National Bank of Texas mobile or online banking.

City National Bank Consumer Now Checking Account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

City National Bank Consumer Now Checking Account FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Consumer Now Checking Account offer?

City National Bank Consumer Now Checking Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.

City National Bank Consumer Now Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01%

What are the account minimums for City National Bank Consumer Now Checking Account?

City National Bank Consumer Now Checking Account requires a minimum initial deposit of $1,000 to open an account.

City National Bank Consumer Now Checking Account Minimums
Description
Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Balance to Earn APY $1,000

What fees does City National Bank Consumer Now Checking Account charge?

This account charges a monthly maintenance fee of $10.

City National Bank Consumer Now Checking Account Fees
Description
Monthly Maintenance Fee $10
ATM Fee: In-Network $0
Paper Statement Fee $5
Online Bill Pay Fee $0

What features and perks does City National Bank Consumer Now Checking Account offer?

This account includes the following features:

  • Fraud monitoring - City National Bank Consumer Now Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank Consumer Now Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for City National Bank Consumer Now Checking Account?

The customer support email for City National Bank Consumer Now Checking Account is info@cnbt.bank.

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Message From City National Bank Consumer Now Checking Account

With 130 years plus of experience, City National Bank is constantly striving to provide the latest products and superior customer service to our community. Want to get a head start on opening an account? Fill out our Account Application and bring to your nearest location when opening your account.

Other Checking Accounts by City National Bank of Texas

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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Balance to Earn APY $1,000
Monthly Maintenance Fee $10
(Verified 08/04/2023)
ATM Fee: In-Network $0
Paper Statement Fee $5
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) Starting at 0.01%
(Verified 08/04/2023)

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