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Last Updated: 01/21/2026

City National Bank Free Checking Account

in Checking Accounts from City National Bank of Texas

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)
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Monthly Service Fee

$0(Verified 01/21/2026)
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City National Bank Free Checking Account Review

The City National Bank Free Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Free checking is available in 1 state.

Key Takeaways

  • 0% APY. As with most checking accounts, City National Bank Free Checking Account does not pay interest.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in City National Bank of Texas mobile or online banking.

City National Bank Free checking Pros & Cons

City National Bank Free checking FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Free checking offer?

City National Bank Free checking is not an interest-bearing account.

What are the account minimums for City National Bank Free checking?

City National Bank Free checking requires a minimum initial deposit of $25.

What fees does City National Bank Free checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does City National Bank Free checking offer?

This account includes the following features:
  • Fraud monitoring - City National Bank Free checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank Free checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.

What is the customer support email for City National Bank Free checking?

The customer support email for City National Bank Free checking is info@cnbt.bank.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

City National Bank of Texas logo

Message from City National Bank Free checking

With 130 years plus of experience, City National Bank is constantly striving to provide the latest products and superior customer service to our community. Want to get a head start on opening an account? Fill out our Account Application and bring to your nearest location when opening your account.

Free Checking Account! Unlimited check writing, No check images with statement, Electronic statements required at no charge.

Contact

Headquarters

201 Connally Street
Sulphur Springs, TX 75482
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

Other Services by City National Bank of Texas