Disney® Premier Visa® Card Review

Disney® Premier Visa® Card is a store credit card issued by Chase Bank. If you're wondering whether Disney® Premier Visa® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn 1% cash back on everyday purchases.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of $200 if you spend $500 within 3 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.49%
• 3% Balance transfer fee. Disney® Premier Visa® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Disney® Premier Visa® Card Pros and Cons:

The Good

The Bad

Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com. Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts. 0% APR on new purchases during the first 6 months. Multiple credit card perks. Extended warranty on purchases. Free access to your credit score. Earn rewards on every purchase. Disney® Premier Visa® Card reports to multiple credit bureaus.

Has an annual fee of $49. Foreign transaction fees apply at 3% of the amount of each transaction in United States dollars. Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $49 Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Is there a Disney® Premier Visa® Card cash back or rewards program?

No, Disney® Premier Visa® Card does not offer a rewards program.

What are the Disney® Premier Visa® Card benefits?

Disney® Premier Visa® Card provides the following benefits:

• Free Credit Score
• Extended Warranty Protection
• Zero fraud liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Disney® Premier Visa® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Disney® Premier Visa® Card has higher than average purchase APRs.

Disney® Premier Visa® Card has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 17.49% . It also has a variable cash advance APR that ranges from 26.49% up to 26.99%.

What are the fees for Disney® Premier Visa® Card?

The following fees apply to Disney® Premier Visa® Card:

Disney® Premier Visa® Card Fees

Fees	Amount
Annual Fee	$49
Foreign Transaction Fee	3%
Returned Payment Fee	up to $37
Late Payment Fee	$15 - $37

Does Disney® Premier Visa® Card report your account activity to credit bureaus?

Disney® Premier Visa® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Disney® Premier Visa® Card

• Visit the Disney® Premier Visa® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.