Macy's American Express® Card Review

Macy's American Express® Card is a store credit card issued by Citibank. If you're wondering whether Macy's American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn a rewards rate of up to x.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Macy's American Express® Card Pros and Cons:

Is there a Macy's American Express® Card cash back or rewards program?

No, Macy's American Express® Card does not offer a rewards program.

What are the relevant APRs for Macy's American Express® Card?

What are the fees for Macy's American Express® Card?

The following fees apply to Macy's American Express® Card:

Does Macy's American Express® Card report your account activity to credit bureaus?

Macy's American Express® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Macy's American Express® Card

• Visit the Macy's American Express® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.