Macy's American Express® Card
in Personal Credit Cards from Citibank
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Would you recommend Macy's American Express® Card to your friends?
| Annual Fee | N/A |
| Purchase APR (Variable APR) | Up to 27.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 700 - 850 |
| Rewards Rates |
|
Macy's American Express® Card Review
Macy's American Express® Card is a store credit card issued by Citibank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Macy's American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.
| The Good | The Bad |
|---|---|
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Is there a Macy's American Express® Card cash back or rewards program?
No, Macy's American Express® Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Macy's American Express® Card?
Macy's American Express® Card has a variable purchase APR of up to 27.24%. The card has a variable cash advance APR of up to 27.24%.Does Macy's American Express® Card have an introductory APR offer?
Macy's American Express® Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | N/A |
| Purchase APR | Up to 27.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Up to 27.24% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Macy's American Express® Card fees?
The following fees apply to Macy's American Express® Card:
| Fees | Amount |
|---|---|
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
Does Macy's American Express® Card have a foreign transaction fee?
Macy's American Express® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Macy's American Express® Card report your account activity to credit bureaus?
Macy's American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Macy's American Express® Card
- Visit the Macy's American Express® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Cash Advance Fee (%) | Up to 4% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Cash Advance Fee ($) | Up to $39 |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
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Would you recommend Macy's American Express® Card to your friends?
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Credit Score Range
700 - 850
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Purchase APR
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Purchase APR
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$495
Purchase APR
17.24% - 25.24%
(Variable APR)
Balance Transfer APR
18.74% - 25.74%
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Credit Score Range
700 - 850
Annual Fee
$0
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Purchase APR
23%
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Purchase APR
30.49%
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Credit Score Range
700 - 850
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Annual Fee
$450
Purchase APR
17.49% - 25.49%
(Variable APR)
Balance Transfer APR
17.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
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- Every Purchase
Annual Fee
$0
Purchase APR
16.74% - 24.74%
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Balance Transfer APR
16.74% - 24.74%
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Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
24.24%
Balance Transfer APR
24.24%
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$0
Purchase APR
30.24%
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Balance Transfer APR
17.74% - 25.74%
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720 - 850
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