
Macy's American Express® Card
Would you recommend Macy's American Express® Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
Up to 28.99% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 650 - 850 |
Annual Fee | N/A |
Macy's American Express® Card Review
This is a store card issued by Citi®. If you're wondering whether Macy's American Express card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Macy's American Express card
The Good | The Bad |
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Macy's American Express card FAQ
Does Macy's American Express card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Macy's American Express card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Macy's American Express card?
It has a variable purchase APR of up to 28.99%. The card has a variable cash advance APR of up to 28.99%.Does Macy's American Express card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Macy's American Express card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Macy's American Express card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | Up to 4% |
Minimum Cash Advance Fee ($) | Starting at $5 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $41 |
Late Fee Amount | Up to $41 |
Does Macy's American Express card have a foreign transaction fee?
Macy's American Express card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Macy's American Express card?
The Macy's American Express card customer service number is (800) 950-5114.
What is the support contact email for Macy's American Express card?
The support contact email for Macy's American Express card is customer.help@citi.com.
What is the Macy's American Express card login page?
You can access the Macy's American Express card login page here.
How do people rate the customer service and user experience of Macy's American Express card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Macy's American Express® Card report your account activity to credit bureaus?
Yes, Macy's American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Macy's American Express card
- Visit the Macy's American Express card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Macy's American Express card
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Other Credit Cards by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
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- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
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- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | Up to 4% |
Minimum Cash Advance Fee ($) | Starting at $5 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $41 |
Late Fee Amount | Up to $41 |
Macy's American Express® Card Community Reviews
Would you recommend Macy's American Express® Card to your friends?
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