Macy's American Express® Card Review
This is a
issued by Citibank.
If you're wondering whether Macy's American Express card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Macy's American Express card
- Receive 3% back in rewards from restaurants. Receive 2% back in rewards from gas stations and supermarkets. Receive 1% back in rewards with every purchase.
- All Cardholders get 25% off any day with Star Passes
- Annual Cardholders spend at Macy's: $500-$1,199 Gold & Platinum get free shipping, no minimum no minimum, at Macy's
- Platinum Members - Annual Cardholder spend at Macy's: $1,200+ Platinum gets 5% back in rewards on merchandise, no exclusions at Macy's
with your Macy's Credit Card.
- Macy's American Express® Card reports to multiple credit bureaus.
- High interest rates.
- Requires good to excellent credit.
- Does not offer a signup bonus.
- Does not offer rewards or cash back.
- Charges a foreign transaction fee of 3%.
- Does not include many credit card benefits.
Macy's American Express card FAQ
Does Macy's American Express card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Macy's American Express card?
It has a variable purchase APR of up to 27.24%.
The card has a
cash advance APR of up to 27.24%.
Does Macy's American Express card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.
Does Macy's American Express card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.
What are the fees for Macy's American Express card?
The following fees apply:
Macy's American Express card Fees
|Foreign Transaction Fee
|Returned Payment Fee
||up to $39
Does Macy's American Express card have a foreign transaction fee?
Macy's American Express card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.
What is the customer service phone number for Macy's American Express card?
The Macy's American Express card customer service number is (800) 950-5114.
What is the support contact email for Macy's American Express card?
The support contact email for Macy's American Express card is < a href="mailto:email@example.com">firstname.lastname@example.org< /a>.
Does Macy's American Express® Card report your account activity to credit bureaus?
Yes, Macy's American Express® Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Macy's American Express card
- Visit the Macy's American Express card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.